Total Comments: 95
Posted: Fri Jul 17, 2009 06:20 pm Post Subject:
I have BlueShield Medical insurance. My copay is $15. My company takes care of it. I also have hospitalization for me and my spouse..Johnny, you can't even 'qualify' for Medicare till you're what? 65 or disabled I think. If you are still working and have medical insurance through your employer you 'couldn't' get Medicare...you're not eligible.
Posted: Fri Jul 17, 2009 07:42 pm Post Subject:
If he is 65, worked 40 quarters paying into the system, he is eligible. The Part A of Medicare is automatic and pays secondary to the employer plan. You can wait on Part B until you leave employment.
Posted: Fri Jul 17, 2009 07:46 pm Post Subject:
Well see there, learn something new every day...Johnny are you 65 and still working?
Posted: Sat Jul 18, 2009 05:40 am Post Subject:
If you qualify for Medicare, then why not? As the other members have mentioned you have to satisfy the age and other eligibility criteria in order to qualify for the Medicare benefits.
How old are you? Would your wife too qualify for Medicare when you would become eligible for it?
Posted: Sat Jul 18, 2009 02:12 pm Post Subject:
If she's 65, she qualifies or disabled for 2 years drawing SSDI.
Posted: Sat Jul 18, 2009 05:02 pm Post Subject: medical card
u must get a medical card youself bcoz u don't know when u leave company and the medical card is expensive when u buy at old age
Posted: Mon Jul 20, 2009 05:18 pm Post Subject:
As long as he has credible drug coverage, he can sign up for a Part D prior to losing his health insurance through his employer. He does not have to sign up for the Part D now, nor will he have to sign up for Part B.
He will not have any of the usual penalties associated with waiting to enroll because he is covered by insurance.
Posted: Fri Aug 14, 2009 05:53 am Post Subject:
What determines whether medicare will be primary or secondary?
Posted: Mon Aug 17, 2009 04:36 am Post Subject: Medicare primary or secondary?
If your company provides insurance, it is primary. If you are 65, you will automatically provided with Medicare A but it is secondary. But be careful, Social Security will also enroll you in Part B unless you let them know in writing that you have your own health insurance. Part B will cost you $98 a month out of your SS check. This happened to my husband who informed them that he was being covered by my insurance. It took us 3 months after the first deduction from his SS check to get it stopped. Cost us $400 and the government refused to refund our money. So when I applied for SS, I went in in person and made it a point to let them know that I carry insurance thru my employer - had to talk to three different people and put it in writing with all my insurance info. There is a lot the gov doesn't tell you. This is a great place to get educated.
Posted: Mon Aug 17, 2009 10:24 am Post Subject: Medicare primary or secondary
There are specific guidelines to who is primary when insured by both a group health plan and Medicare.
If your Employer has 20+ employees then the Group health plan is primary. In the case of disability, there must be 50+ employees for the Group policy to be primary.
If you are 65 and have Medicare and your employer has less than 20 employees, Medicare is primary. In this situation it is best to sign up for part B of Medicare. This is the portion that pays the physician services. If you do not have part B the physician services will not be covered under either plan.