Where to buy health insurance

Posted: Wed Jan 14, 2009 04:11 pm Post Subject:

Posted: Wed Jan 14, 2009 04:12 pm Post Subject:

Posted: Mon Jan 19, 2009 07:00 am Post Subject:

The discount plans have their place (mainly for those who cant qualify for traditional health insurance) but that is getting smaller everyday with many states putting together risk pool insurance.

The most cost effective type of plan are QHDPs. They cover the large expenses like hospitalizations or chronic illnesses great after a deductible is met. For all of the small things you get a network discount.

The cost in premiums are a lot lower and your exposure to huge medical expenses are relatively small also. It just seems like a lot of people have a hard time wrapping their mind around this.

The majority of people have been conditioned to the older employer group plan type benefits. When folks get one of these type plans as an individual they usually pay way to much for the benefit they are getting.

Posted: Thu Jan 22, 2009 03:59 pm Post Subject:

In today's economical crisis, many employers are cutting back on health benefits or totally eliminating group health coverage . . . so what do we do now?

There are many options:
(1) Hospital Indemnity Plans
(2) Mini-Meds
(3) Discount Health Plans
(4) Major Medical Plans

If you were to go into the hospital, had you rather have a health plan that pays you $250 per day, or no health plan at all?

If you went to the emergency room, would you rather have a health plan that pays 50% of the emergency room bill or no health plan at all?

For those who can afford $250 - $350 per month for an individual major medical insurance policy, that's obviously the best way to go.
But for those who can't, some coverage is better than no coverage.

Health insurance agents provide for themselves and their families by selling health insurance. It's just not rocket science. 8)

Posted: Sun Feb 22, 2009 10:48 pm Post Subject:

I have found a good site with a lot of information and good rates at: insuranceadvicenet.com


Link deactivated by the moderators

Posted: Fri Jul 10, 2009 08:27 am Post Subject:

Hi,
Lots of online websites provide health insurance plans. I have bought a health insurance plan from cvty-healthinsurance.com for my mother in law. In my opinion it has better health insurance plans for all.

Posted: Thu Aug 20, 2009 05:08 am Post Subject:

If you are looking for a health insurance plan that best fits your every need check out online or Humana Health insurance there are many great deals available now that are not only affordable but give you the coverage that you want.

Posted: Thu Aug 20, 2009 10:59 pm Post Subject:

I would try going to an insurance directory that compares prices of different companies. Sometimes it's better not to go off solely off of a consultation with an agent; Randy M is kind of right...

Posted: Fri Jun 25, 2010 08:07 am Post Subject:

Just wanted to clarify some things:

I think Cathy may have accidentially put out the wrong information about AmeriPlan.

AmeriPlan is NOT insurance! Here's AmeriPlan's disclaimer:
The discount medical plans of AmeriPlan® offer a reduction in the cost of medical, dental, vision, pharmaceutical and chiropractic services. AmeriPlan® discount benefit programs are not insurance, nor are they an alternative to or substitution for insurance coverage. Since they are not health insurance, members must use AmeriPlan® providers and members are responsible for payment to the AmeriPlan® providers at point of service of discount healthcare fees incurred. If you currently have insurance, you should be aware that canceling that policy may make it difficult to later obtain coverage. AmeriPlan® recommends that you speak to your insurance agent or your company's insurance administrator before canceling any health insurance policy for any reason.

I'm sure Cathy's intentions were meant well, but for someone who is with AmeriPlan I want to make sure people don't get confused or recieve the wrong information about the company and the benefits plans we offer.

It just makes our members confused and gives others who are also with AmeriPlan a bad rep because it shows that we are not clear or know what we are talking about.

Just my 2 cents. Stay Positive! :)

~TaVona

Posted: Tue Jun 29, 2010 12:42 pm Post Subject:

I use Healthinsurancebluebook for my family health insurance guide
and its help u to choose best health insurance plans,
It provides a lot of plans according to your need.