Does it pay to add accidental death benefit?

by Guest » Fri May 15, 2009 07:54 am

Does it pay to add accidental death benefit to the life policy? Would death in a road rage be considered for accidental death benefits?

Total Comments: 52

Posted: Mon Nov 28, 2011 07:30 pm Post Subject:

Adding accidental death to your policy is kind of like buying insurance when playing Black Jack. It normally isn't worth it. However you have to take into consideration your risk factor. If you drive alot or work in a high risk job, it may be worth it. If you are someone who has a desk job, probably not.

Who cares about risk factors? If your family needs the money if you get hit by a car, they also need the money if you have a heart attack. If coverage is needed, by coverage. If it isn't needed, don't waste your money.

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