Company & Specialty Insurance Forum

Funds in the form of private investments and hedge funds always bear the risk of getting affected by our global downturns. I'd often wonder, if we have the means to get our funds covered against such risks.

I'd been a consultant, off late I've started working as a contractor independently. What are the types of insurance that I should look to get myself covered?

It is now a well known fact that your credit rating will definitely affect what you get as rates. Therefore, it's a good idea to look at what a person with a poor credit rating can do to get cheap insurance rates.

1. First and foremost, get the bare-bones minimum policy and then start working on your credit. If it's a policy that can wait for a few months, let it wait. However, who knows tomorrow. It's certainly better to pay high insurance rates than to be in a situation where you need it but are uninsured.

Of late we're being more worried about the risk of physical injuries that might be caused to children inside our day care facility. Does anyone know of day care liability coverage? Would it be necessary for us to have one such policy?

Well, I'm here to look for information regarding Lawn Care Business.

Is there any difference between renters insurance and rental dwelling insurance? Is rental dwelling insurance of any real help to us?

I don't have any medical insurance through my job. Though I lost about 120 pounds during the last year, my coverage application was denied. Am I too fat to get one?

We have a couple of potbellies at our country home. Do they fall into the category of exotic animals? Do I get coverage to protect these animals if they fall into such a category?

Many of my friends have travel insurance in place. But I'm curious to know if there exists any air travel insurance.

We're planning to go on a cruise vacation. Do we find travel insurance for our cruise? If you have an option, please inform us about the things that won't be covered under such policies.