Company & Specialty Insurance Forum

My son has just left for college. His computer and a few musical instruments were under my homeowners policy for many years. Coverage for the PC was $20/yr and the musical instruments at $1/yr per 100 of stated value. Any thought how to proceed with this kind of policy now? Any advice would be appreciated.

Can I buy blasphemy insurance? I expect it to cover the expenses of all the legal fines that I may have to pay on charges of blasphemy. Will I have to buy a separate one or will it come along with an existing insurance package?

Suppose, I have a blasphemy insurance, then, is it possible to cover the legal cost of challenging any kind of accusation or charge, or will my insurer ask me to pay for it?

What if I lose the case, then will the insurer deny to cover the legal costs, just because I did not accept a summary judgment and fine? Your help is much solicited.

When it comes to looking for the best value in an insurance policy for your boat or plan, it is important to remember that the cheapest policy isn't always the best value. In fact, the cheapest policy is one of the worst policies to look for.

Price may be very important when it comes to your aircraft and marine insurance, but better coverage should never be sacrificed to save a few pennies. You need to find a policy that will give you the coverage you need (even if you think you don’t need it), at a price you can afford.

What is the value of my injuries? I had a slip and fall injury. I have severe aggravation of degenerative disc disease in my neck. I have severe cervical strain in my neck and I have a partial torn tendon in my right shoulder. What is the average settle for all of these injuries?

Could anybody help me out with a good travel insurance company that won’t rip me off with huge bills? I’m probably going to visit Greece this November just for a tour along with a friend of mine. I need to get done this issue fast as I cannot settle the medical bills on my own. I contacted some carriers but they said that they won’t cover anything related to my cancer and that fact that my gallbladder was removed during an operation few months back.

Is there any provider that would cover me? Thanks in advance.

I have a not-for-profit agency that uses volunteers to manage many events throughout the year. Presently, they carry GL, WC D&O. Do they require anything else? None of them own a home and as far as I know, don’t have any personal property. Thanks!

I've around a dozen Conures at my home. I want to buy coverage for them. Where should I go and how much would it cost?

There’s a friend of mine who’s dog has killed 2 neighborhood cats and both of them were there in their owner’s home when the dog attacked. In our country, there is a leash law for dogs. But, unfortunately my dear friend doesn’t believe in that and so, he is doing nothing to get rid of the potential threat his dog poses to other’s pets. I want to know, what will be the legal outcome, if the owners of those two cats files a lawsuit against him? What if his dog kills more pets and their owners sues him for that? Till only one of the cats owner knows that my friend’s dog was behind all these.

Last night a dog of my neighbor bit my 5 year old son while we were invited over his place. He had to undergo a painful process of 18 stitches in his right leg. Can I sue the person as he has no insurance for that dog?

Imagine the types of risks that stunt people may face and research the types of cover that should be included.