by steven » Sat Apr 29, 2006 10:35 am
Renters Insurance is a form of insurance which is quite similar to the homeowner insurance. Over here the insured is a resident of any dwelling or apartment but is certainly not the owner of that place. The insured's not being the owner to the building doesnot suggest that he would not need an insurance protection. Even though he may not be the owner but still he remains vulnerable to incur personal losses and hence needs a coverage for personal and premises liability. A coverage could get increased with the availability of certain endorsements.
Posted: Tue Jun 13, 2006 05:12 am Post Subject: Renter's Insurance Basics
Renter's insurance is a type of home insurance which protects the holder against the accidents, damages, and the losses that occur in a rented residence.
When you rent a house or an apartment, a renter's insurance will provide the financial protection against the loss of your possessions. The landlord's insurance will not cover the loss of your possessions due to fire or from any kind of destruction. In most of the cases renter's insurance will only cover the value of the belongings and that's why the cost of this insurance is relatively inexpensive.
The following losses are covered through the renter's insurance:
• fire
• lightning
• vandalism
• theft
• explosion
• windstorm
• water damage
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Posted: Fri May 18, 2012 08:33 pm Post Subject: ddxdsSKJIo
Any inquiry into your criedt history will cause your criedt to decrease. Sometimes as much as 15 points! The best way to handle this is to do your homework before you let investors or insurance agents check your criedt. Knowing that your criedt score is affected by simple inquirys just means you have to be a little more on top of things in the criedt world. It is supposed to be designed so that wise decisions will cause it to go up, bad ones to go down. Which is why it is so important to put a stop to random criedt checks by people you don't know. I would sign up for something like criedt inform or something else through your bank. It's just smart in today's world of identity theft and us little guys fighting for a piece of the big pie. Just remember there a number of factors that increase your criedt just as there a number of factors that decrease it. Get some info on the subject and make the decisions to increase it and you should have no problem in the future. It takes work, but it can happen.
Posted: Wed Jun 06, 2012 11:00 am Post Subject:
People live in the rented apartments and always avoid opting for an insurance policy to cover for property damages, under the naive belief that the landlord's insurance policy covers for it. The Landlord's insurance only covers the damages of the building structure and it does not cover for damages to your personal property. So it is very necessary that use the renter's insurance because it provides compensation in case of any damages inflicted to your personal property. Such insurance also offers compensation in case of theft or damage to your personal possessions along with liability coverage in most cases.
Posted: Wed Jun 06, 2012 01:20 pm Post Subject:
renter's insurance because it provides compensation in case of any damages inflicted to your personal property.
Not entirely an accurate analysis of a renter's policy.
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