by keri.andrew82 » Tue Jul 06, 2010 12:58 am
I live in Florida.
I was a teacher for 2 years, ended up losing my job due to seniority. My husband doesn't make much due to paying child support from a previous relationship. I've been out of work for 1 year now. I'm currently 7 months pregnant, but I just got a job with an Auto insurance company to be a Claims Rep. I know I will be taking licensing classes for this, but will only handle claims in the state of Florida.
Over the last year we've become far behind on credit card payments and my husband's motorcycle (his primary transportation). I get collections calls daily and I would estimate we are about $25,000 in debt (not including $50,000 in student loans).
It's to the point where I don't see us being able to "dig" our way our of this hole - I pay $550 a month on student loans as well (which I know won't be discharged, but if everything else is - then it will help)
My questions are:
1. Will I be able to be licensed as a Claims Rep in Florida if we file for BK?
2. Are you allowed to keep a vehicle you are still making payments on after filing for BK? (never missed a payment or had a late payment on my car)
3. I've already passed the employment credit/background check - can they fire me if I file for BK?
Thanks for your help!
I was a teacher for 2 years, ended up losing my job due to seniority. My husband doesn't make much due to paying child support from a previous relationship. I've been out of work for 1 year now. I'm currently 7 months pregnant, but I just got a job with an Auto insurance company to be a Claims Rep. I know I will be taking licensing classes for this, but will only handle claims in the state of Florida.
Over the last year we've become far behind on credit card payments and my husband's motorcycle (his primary transportation). I get collections calls daily and I would estimate we are about $25,000 in debt (not including $50,000 in student loans).
It's to the point where I don't see us being able to "dig" our way our of this hole - I pay $550 a month on student loans as well (which I know won't be discharged, but if everything else is - then it will help)
My questions are:
1. Will I be able to be licensed as a Claims Rep in Florida if we file for BK?
2. Are you allowed to keep a vehicle you are still making payments on after filing for BK? (never missed a payment or had a late payment on my car)
3. I've already passed the employment credit/background check - can they fire me if I file for BK?
Thanks for your help!
Posted: Mon Oct 11, 2010 08:42 pm Post Subject:
A company is entitled to set its own standards of conduct that meet or exceed the requirements of the state that gives you a license, as long as they are not acting in a discriminatory manner toward you in a way they would not act toward others.
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