by wildride782003 » Mon Dec 13, 2010 09:21 pm
i live in tonganoxie kansas and am curious!! i just switched my insurance companies and they said nothing about a suspended lisence and gave me a lower rate and did not require an sr-22. i have had alot of problems with kansas and my lisences! so my question is, would this have happened if my lisence was invalid?
Posted: Tue Dec 14, 2010 12:05 am Post Subject:
i live in tonganoxie kansas and am curious!!
I imagine there are other curious people in Tonganoxie, too (LOL).
they said nothing about a suspended lisence and gave me a lower rate and did not require an sr-22.
Is there a reason they should have said anything? As in, your license was under a suspension for not having insurance? I'm not sure what you are asking.
would this have happened if my lisence was invalid?
Unlikely, but as you say, maybe it's just one of those curiosities we sometimes hear about.
Posted: Wed May 11, 2011 07:24 pm Post Subject:
Most insurance companies run your MVR before they write the policy. If they gave you lower rate and did advise you that you needed to have an SR-22 then your license is most likely valid. Keep in mind that most insurance companies also have a clause in their contract that they reserve a set amount of time to make changes to your policy based on underwriting or the discovery of material misrepresentation.
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