by Jsmith8 » Tue Dec 11, 2012 02:32 am
My new car (200 miles) was hit & run. Do I have to pay on my comprehensive($250) deductible or collision (&500) deductible? Also how cod they determine Ito goal or repair the car?
Posted: Tue Dec 11, 2012 04:53 pm Post Subject: Hit and Run Claim
Neither. If you have uninsured motorist coverage, that's what will cover the claim. A new car's UMPD coverage would be stated as DEDUCTIBLE WAIVER.
If you don't have UMPD coverage, then the claim is made under your COLLISION coverage, and you are responsible for the deductible portion of the loss.
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