Allstate, Farm Bureau - Any thoughts?

by popuppix » Tue Jul 17, 2007 07:31 pm

We are looking at changing our insurance (auto/home) from our local Farm Bureau to Allstate. We have had our current company for about 11 years and after checking around have found that Allstate offers better rates. I've seen reviews throughout the net from good to bad for pretty much all insurance companies, especially in the Gulf area. I'm just looking for any comment you would like to make to help in our decision. We consider this a big decision and want it to be an informed one. So, any help would be greatly appreciated.

Thanks! :D

Total Comments: 19

Posted: Wed Jul 18, 2007 04:23 am Post Subject:

Hi popuppix,

You are quite right; any decision related to insurance is a big one. There is no harm in switching if you are getting a better deal. But don't make a blind choice. Premium rate is only one of the many criteria in choosing an insurance policy. If AllState is offering you all the benefits that you are enjoying in your current policy at a better rate, you may definitely consider switching to it.

Hope you will make the best decision for you and your family.

Thanks and regards,

Posted: Wed Jul 18, 2007 05:54 am Post Subject:

AllState, no doubt, is a renowned insurance firm in the US. And you may possibly get a better deal from them. But recently they have lowered the coverage level for homeowners insurance in the gulf area after they had suffered the whooping loss of $1.55 billion in the way of settling the claims after the Katrina. They also have increased the rates. However, if they are still meeting your demands, you can switch to AllState. Fatman.

Posted: Wed Jul 18, 2007 07:24 am Post Subject: AllState

Hey, I think nobody out there will say Allstate is bad. They are definitely good. If they are offering you a better deal, do not hesitate to switch.

Take care.

Posted: Wed Jul 18, 2007 03:25 pm Post Subject:

Thanks for the replies! Jess, I'm sorry to say that I have found several bad comments on Allstate but not just them it seems to be across the board. Plus on boards like this and others you never know the complete circomstances behind the problem. Comparing apples to apples on the home, they are a little better on the dwelling. However, they are a bit less on the other structures and personal property. Our yearly savings regarding the rates would be about $338.00. Decisions, decisions!!!

Posted: Sat Jul 21, 2007 11:10 am Post Subject: AllState v/s Local Farm Bureau

Hi popuppix, the amount sounds pretty handsome. Regarding the bad comments about Allstate, I personally feel that they are good. After all, they are the second best one in the country. However, different individual holds different perception towards the same subject. So, your idea may or may not match with mine. But if you are receiving all the basic benefits at a lower rate, then I feel it is a better deal.


Posted: Wed Oct 14, 2009 04:03 pm Post Subject: Allstate

$338 over ten years is a saving of $3,380.00. You can put the saving in a college fund or retirement fund. This is a no brainer.

Posted: Wed Oct 14, 2009 04:03 pm Post Subject: Allstate

$338 over ten years is a saving of $3,380.00. You can put the saving in a college fund or retirement fund. This is a no brainer.

Posted: Tue Feb 02, 2010 01:37 am Post Subject: Allstate Bad

Allstate is like the other devils in the insurance world; bait and switch then deny and clobber you. My new policy with them was a great buy(after switching from Safeco who i was with 14 yrs.) My renewal rate went up 30.00 in only 6 months and I have no claims or changes. I 've been played again. The great rate lasts only until your signed up. BEWARE.

Posted: Tue Feb 02, 2010 01:44 am Post Subject: Allstate bad

That is 30.00 more EACH MONTH. So they now get back the 360.00 they claimed to save me this year.

I would like to hear from others in simular deals.

Posted: Tue Feb 02, 2010 01:47 am Post Subject: Allstate Bad

rotorooter and Juanita sound like they work for that insurance company

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