by Guest » Sat Mar 08, 2008 11:39 am
I have hail damage. My deductible is almost 3K with depreciation, the contractor offered to submit one claim for the amount of damage equal to what I will receive for my claim, then give me a lower estimate because I don't have the 3k for the deductible. Is this fraud? Could I be prosecuted? Should I choose another contractor? Help, I don't want to go to jail!
Posted: Tue Mar 18, 2008 10:14 am Post Subject:
Nothing was *meant* by it, I just like to play around with Text Graphics once in a while.
that's cool fred...i just didn't want to miss something...what about the ''of''Posted: Tue Mar 18, 2008 02:35 pm Post Subject:
"OF"
Was supposed to be
"OR"
Which was between:
So in my simple little mind, until the OP clarifies if the contractor is offering to do the same Complete, Quality repair for two different prices or not...
OR
Calculated the repair cost of complete repairs for the Insurance Claim. Then calculated the cost of an *incomplete* repair that the homeowner could afford.
(note: minor edit of last quote for clarity)
FK,
=--|----=O=----|---=
Posted: Wed Mar 19, 2008 09:21 am Post Subject:
Got it now Fred thanks....thought perhaps that "OF" was an anronim or something...
Posted: Tue Jun 04, 2013 12:07 pm Post Subject: maybe not
Here is the thing, it is not insurance fraud for you to not pay your deductible. It's your job to pay your contractor that part of money for the job. The only thing I would be concerned about is, is he rebilling the insurance company? If he is thats fine as long as he is doing all of the work he is rebilling for. If he rebills to replace all the metal flashing around your chimney and doesn't replace it to save money to cover your deductible then that would be bad. I've been a public adjuster for a long time now and a lot of people are very confused about what a deductible is.
Posted: Wed Jun 05, 2013 04:27 am Post Subject:
Although there is nothing wrong with the information directly above, the response was to a post more than 5 years old.
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