Health Insurance Forum

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My insurance company denied my doctors request for a spine surgery in October 2018. It was appealed in Nov 2018 and surgery was scheduled for late November. The appeal was denied again in November. I then submitted it for external review and it was APPROVED in January 2019. My deductible had been met already in 2018 when the procedure was previously scheduled and the first appeal was denied. The surgery had to be rescheduled for January 2019. By then, I had a new calendar year and a new deductible applied.

I develop a machine learning tool to speed up the generation of reports to radiologists, improving the accuracy of MRI imaging analysis.
The goal of our development is to detect cancer in the early stages when the survival rate of patients reaches 90%. This will reduce the number of insurance claims and allow to offer a better price for insurance.

Machine learning makes it possible:
- to reduce the routine and reduce the average time to prepare a report (potentially 2 times)

What if gender is same in birthday rule, then whose health plan covers children?

The most commonly known are the full Affordable Care Act compliant plans which most Employers who offer insurance benefits participate in. These plans are also available for purchase on the open marketplace for individuals. These plans cover everything, pre existing conditions, Maternity, mental health, etc. They are more expensive offered as an individual plan but the Government may subsidize the cost depending on your annual income.

I’ll be travelling soon and I want to make sure that I have everything ready including my emergency plans. I have a health insurance that I pay religiously every month. I don’t know though if I can use this abroad. I’ll be visiting Thailand for leisure and probably meet some Thai ladies too. But before I could enjoy my trip, I still want to ensure that I can count on my insurance in case I get into an accident or get sick while in Thailand. Does anyone have any idea about this? Has anyone tried using their health insurance overseas?