I'm reaching out reach out to agency owners, recruiters and team builders. I will be retiring from the insurance business and I have a marketing list of 15,000 active life and health insurance agents I've built that I'm now selling. All the email and phone numbers are current.
We need some insight...my husband had a major medical emergency earlier this year. He was fully covered at the time. I have found out that his company's health plan is self funded and BCBS is the administrator. Fast forward to several months later, his company abruptly closed, now filling Ch 11. His claims are high-dollar, about 900k and it took BCBS a while to finalized the claims due to the complexity of the claim. BCBS send payment over to the hospital, which they confirmed to me that the payment has posted.
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I am a new state employee so my window for signing up for health insurance through my employment is due by July 17, 2019. I need to add my spouse who is in the US on an F-1 Student Visa. We have uploaded our marriage certificate, however they are asking for a SSN, HICN, or ITIN for her to be added to my plan. Since she is here on an F-1 Student Visa, and is not working, she does not have any of these numbers. Is there a work around, or are we out of luck?
My wife is on dialysis and we want to book a cruise with Dialysis At Sea. Regular insurance and medicare do not cover this but I understand that there are riders or stand alone policies that would. Do any of you know anything about that type of coverage?
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