Disability Insurance Forum

I'm an orthopedic surgeon and purchased an "own occupation" policy. I recently became employed by the hospital I work at and they will supply me with a long term policy as well.
My question is, can I keep both the policies? I was wondering if I could accept the free policy my employer is giving me and at least a portion of my current one, thus lowering my premium but keeping my benefit.

I am looking for short-term disability insurance (24 weeks) to supplement my employer's long term benefit. Will any company sell this insurance to someone with type II diabetes? Please help

I am currently working but my health is not keeping up with it currently. It is becoming very difficult for me to continue work and I think I am becoming more disabled every passing day. I need to know that do I have to quit my job to get the disability income benefit start? I'm almost 53 and have been working all my life. Will my disability get approved because I just can't go on working? If I quit can I collect unemployment until I get disability, if it is approved? Please help as I am not sure much longer I can work.

Hi friends, can you tell me something about my advantages of a qualified ling term care insurance? Do I receive any income tax benefits? NAIC approval? Or do I satisfy the look-back period under Medicaid?

Hi friends, I heard something shocking today! Is it true that one can lose his group coverage at work due to a merger or acquisition?

Thanks for answers
:)

I’m going to get a disability insurance for myself as I’m hearing it’s very important. I would like to know the types of disability insurances. Thanks in advance for any comments.

How long will I receive disability benefits once my disability claim is approved? I’v heard of cases that were to continue for long but stopped paying in the middle of it. Why does that happen? Can someone clarify?

Will my health pay for the infertility diagnosis and treatment? I really need to know this, please help!

I'm a self-employed person. How can I get a disability insurance. My friend tells me that disability insurance provided by employers only give good coverage others don’t. Is this true? Please advice.

I am on long term disability benefits. My doctor says I need to go for an operation in order to get better, but there’s no guarantee to that. So I don’t want to do that surgery right now.
My question is do I need to go for the surgery to collect the long term disability benefits?