Disability Insurance Forum

I was on short term disability last year after having surgery for cancer. I returned to work in Louisiana before going on long term disability but a claim was opened in case I needed to do it. Now I am being laid of. Can I still try for disability? I am unable to speak clearly & have extreme fatigue. Finding another job will be almost impossible. My doctor suggested filing for disability.

I received SSDI back pay for $57,000, but had to pay back my LTD Insurance Company $32,000. Where do I deduct this on my taxes?

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work compensation

I thought Guardian Disability Insurance Cola rider was tied directly to Consumer Price Index (CPI-U) and would move percentage wise (year to year) as CPI moved. Now I see where Guardian Disability Insurance offers a Cola rider with a fixed 3% increase - year in, year out. The company also offers a few other Cola rider options but all seem to offer the 3% base Cola increase non-withstanding what CPI does year to year. So did Guardian recently change their Cola Rider policy or was it changed years ago?

Does anyone have any idea how long the state of Pennsylvania keeps an employee on temporary disability, at what point does it become permanent. I was approved for social security disability with in 90 days of filing. At some point the other will become a permanent but not sure when, any ideas?

My employer offer long term disability insurance as a standard benefit and I’m the sole one to determine whether or not to make it taxable. So here I was having some questions:

1) Would the premiums be added to my taxable income?
2) Would I still be required to pay taxes on the benefits if I’m actually disabled?

Since the premiums aren’t very high and the benefits are capable enough to replace my current income, it seems to me that taxing it now is a good idea.

Could anybody say what would be the pros and cons of such an arrangement?

I’m currently on social security disability and I’m trying to save some money. I’ve heard somewhere that there are limits on what amount you can keep there in your bank while you are on disability. I did make a call to the local social security office but I wanted to know as soon as possible. I’d appreciate any feedback.

I’m currently doing a part time job with a small corporation. It started just as 20 hours a week and then got extended to 30 hours a week. Am I eligible to get any kind of unemployment insurance? Now as I have moved in a bigger city, I need some financial security.