Insurance Agent Forum

When and how to ask for referral leads from the existing clients? Can a new agent succeed in getting and converting the referral leads?

Saul

Hi I have a few questions on becoming an independent agent. I am finishing my bachelors degree in finanace and took an insurance class.

1) Does anyone know if that class would fit the education requirement for the state of ohio?

2) Do you need to be sponsered by a company in order to take the exam in ohio?

Thanks

I am interested in becoming an agent for a Pet Insurance carrier. Please advise.

Thank You

Captive Agent
Exclusive Agent
Affiliated Agent
Career Agent

I have read the definitions of all the agents above but still am not 100% on the differences between them. If someone could explain it in lamens terms I'd really appreciate it...

Do many companies employ multi line exclusive agents?

I thought is was difficult to sell both PC and LH products...

I am looking for training( online) for commercial catastrophic adjusting. I am already trained in residential. Would like to add commercial as I have experience in commercial buildings etc.
Thanks

How many life and health policies can i sell in a year? and how much can i make? can i be millionaire in two years? can work for myself starting out? do i need an assistant? if i sold stocks and bonds and gave financial planning advice on top of insurance could i make more money?

WHAT ARE THE STEPS TO GET AN INSURANCE LICENSE?

I notice that incorporated insurance companies like Prudential, Northwest Mutual and John Hancock like to use captive agents and brokers as their main distribution channel/s.

Private companies like Metlife however have 6 channels and almost 25% of their FYP goes to general agents (PPGAs).

Is this because incorporated companies must answer to stock owners who see the use of an independent agent as a loss of company profits (they have to pay higher commissions to independent agents)?

What companies provide the most competitive prices for Non Standard Auto and Home Markets?