Insurance Agent Forum

looking to work with insurance companies who offer indexed universal life and do advance commisions

If anyone of you are having experience in buying group health insurance leads please share.

I sell FE and have heard that Occidential Life is a good carrier. I think they are part of a larger company called american amicable or something. Anyway, I'm looking for a good FMO that is contracted with them and pay at least 90% 1st yr premiums. Can anyone help me?

TopPickLEads.com is a FREE informational website thaat was developed by a group of insurance agents to help other insurance agents find the best quality insurance leads online. We have done this by purchasing a test batch of $500 worth of various insurance leads from 20 different online insurance lead providers. Through our findings, extensive research, testing and reviews we have compiled a list of what we believe are the “TOP PICK” online insurance lead providers.

The fact is that no one wants to stop and think about death or dying. They don't want to think about what is going to happen to their families if they don't come home. I for one don't like thinking about not being here for my family. I would rather think that nothing is ever going to happen to them or me. I like going to bed at night, believe that I will wake up the next day and everything will be okay. I like to think that I will never get have a heart attack, stroke, or get disabled.

I am wanting to get into health and life sales. I would appreciate all advice from agents. thanks

What sort of new skills you plan to acquire in 2009 to improve your insurance business?

We have a failry big health, life and group benefits agency in Florida. We have recently hired a new agent who has worked the P & C side for many years. We figured this would be a great extension to our business considering the book of business we could have him work from and our internet marketing. We have been appointed with three Homeowners carriers but have had no luck finding any auto insurance carriers to write.

This is worth it weight in gold. I suggest that you get your clients to sign it. I can't tell you how many times, it have help the agent, when a client lied on the application.


Applicant's Statement of Truth and Acknowledgement

I hereby acknowledge that all my answers given on application(s) for life, long term care, cancer and/or health insurance today, ___________________2009 are true and complete to the best of my belief and knowledge.

I'm going to tell you a story. I bet this has happened to you, and I'm going to give you an idea that may help you help a client.