Insurance Agent Forum

Description

Insurance agents may share your ideas on issues related to an agent. You may also seek expert advice from the community.

Work From Home Opportunity
by Guest »
Guest

I am currently recruiting Life/Health agents to work from home full or part time. You can set your own schedule 24/7 peak times are 10am-4pm. Great pay plus bonuses and incentives. NO TELEMARKETING OR COLD CALLING! Answer inbound calls only. Must be licensed in at least 10 states including state of residence. For further information contact me at katrina.watkins@ymail.com

One Egg or Two, sales idea
by Guest »
Guest

I'm going to tell you my one egg or two story. I think this story will help some agents with their sales.

Single Premium Prospecting
by Guest »
Guest

This is something that my father Greg Rosenthal taught me and I wanted to share it with you. I hope it helps you like it did for me. If you have any questions on it, then just contact me. My father wrote this story.

Several years ago, I lived in a small residential neighborhood. I would frequently say "hello" to my neighbor across the fence, Mr. Johnson, but I did not really know him, and we seldom spoke to each other.

Work your existing clients
by Guest »
Guest

Work your existing clients

Be sure and work your existing clients each year and keep in touch with them.

Agent's make a big mistake of never contacting the clients again after they sell them.

You don’t sell insurance. You answer questions.
by Guest »
Guest

You don't sell insurance. You answer questions.

Most of the clients don't understand insurance and it is your job to explain it to them and answer their questions.

Instead of asking do you need to talk to an agent about buying insurance, ask them if they need to talk to an agent about answering some of their questions about insurance.

I want to ask you something but not buy something. That is what a lot of clients think. If you educate them on insurance and why they need it, then they will buy it. It is that simple.

insurance sector is getting down?
by Guest »
Guest

about six months back, there was a boom period in insurance sector. But after ecomonic crisis it is getting down. What do you say about this? people's craze toward insurance is the same in your country or area even during this period of economic crisis?

open enrollment leads
by Guest »
Guest

What are "open enrollment leads" for health insurance agents? Do such leads come free?

Final expense insurance: Be independent throughout your life
by Guest »
Guest

You may have been independent all your life and in the future too would like to take care of your needs. Sudden death in the family can leave everyone perturbed. No one is usually prepared for such an incident. A final expenses insurance may be of help in times of need.

Final expenses insurance covers the cost of burial and other unexpected expenditures. In the event of death of a loved one, you may not always be prepared financially to bear the expenses associated with the incident. If you have invested in final expenses insurance, you can take care of the final costs as your loved ones had wished.

What are the benefits offered by final expenses insurance?

A typical final expenses insurance offers fixed premiums throughout the life of the policy.
  • Simplified underwriting: There are no hassles when buying final expenses insurance as the underwriting process is simple and you will have no difficulty understanding.
  • Easy qualification: The qualifying age in this insurance is 0 to 85 years.

With final expenses insurance may include:
  • Expenses related to medical purposes,
  • Your mortgage bills
  • Any auto insurance loan that you may have
  • Coverage for your credit card bills
  • House rent
  • Funeral expenses
  • Cemetery Plot
  • Hearse
  • Minister
  • Legal fees

Related reading

need some good info on selling final expense by phone . Are there final expense insurance companies that have an electronic form for agents that don't charge an arm and a leg for the final expense leads ? Please tell how to sell final expense insurance in a cost effective manner.

From salary to commission base
by Guest »
Guest

Hello all,
I'm currently with Allstate on a paid salary the last 2 years. I'm thinking about leaving and going 100% commission base and I need some feedback on the split percentage I should look for. Will someone let me if this is a fair.

10% commission of the policy is split 70/30 between myself and the broker for all lines. Should I be asking for something different for personal and life?

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