How do I know if I was left a life insurance policy?

by rosenberg2734 » Sat Nov 29, 2008 02:58 pm

Hello my name is Vicki Rosenberg, my father passed last year, in September of 07. He left behind a wife, 4 children and 6 grandchildren. My father was a man that paid all his bills on time, and very hard working. I know my father had a life insurance policy for all his children, because he told me when I was 17, I am now 38. When my father pass my mother and older brother, which he is by another father, but father took him in when he was 4 so he is consider my father's son, anyway they had let us know there was no life policy left for no one, he stop paying on a life policy 6 months okay. My mother stated there were only 30,000 left for her. Everyday I sit in disbelief, my father knows how I struggle as a single parent with four children, and my daughter was his pride and joy. My parents did not even sleep in the same rooms, my mother left my father when I was 15 and return to him when I was 21, since then they sleep in separate rooms in the house and would say hi and bye to each other. My oldest brother took all his paperwork from his desk in his room where my father faithfully sat doing his bills. Sorry for the whole story, but how would I ever find out if something was done, by my mother and older brother to not allow there family to have a life policy, or how would I find out if there was ever one?

Total Comments: 85

Posted: Mon Apr 09, 2012 10:48 pm Post Subject:

If your father's life insurance was through employment, his employer has that information. If it was individual (personal) life insurance, you may be able to identify the insurance company using the Medical Information Bureau's "Lost Policy Locator Service". A fee of $75 will lead to a search of the MIB database for any reports made during the underwriting phase of an individual life insurance application. They claim a 30% or better rate of matching a person to a policy. Do not pay others for this service. The MIB is reliable, all others charge you more and then pay the MIB its $75 fee. Cut out the middleman and do it yourself.

Visit:
http://www.mibsolutions.com/lost-life-insurance/

Posted: Mon Sep 03, 2012 07:50 pm Post Subject:

When my grandma died i was not notified, my grand ma told me one day that when she deid i was gointo be better because she had a insurence in my name 10 year leter someone toll me she died, i just know that my father died 2 years ago when i whent to my fathers house my ant said oll the thime my father was traveling i got my fathers death certificate my father hereditate a house with my ant but know the house is in my ants name how can this be how can i know if my father gave the house to my ant

Posted: Mon Sep 03, 2012 08:28 pm Post Subject:

When my grandma died i was not notified, my grandma told me one day that i was in her insurence. 10 year leter someone toll me she died when i visit her they sead se was traveling, and the same thing with my dadi just knew that my father died 2 years ago. i got my fathers death certificate my father hereditate a house with my ant but know the house is in my ants name how can this be, how can i know if my father gave the house to my antore if she did someting out of the law. :roll:

_________________

Posted: Mon Sep 03, 2012 08:43 pm Post Subject:

--------------------------------------------------------------------------------




When my grandma died i was not notified, my grandma told me one day that i was in her insurence. 10 year leter someone toll me she died when i visit her they sead se was traveling, and the same thing with my dadi just knew that my father died 2 years ago. i got my fathers death certificate my father hereditate a house with my ant but know the house is in my ants name how can this be, how can i know if my father gave the house to my antore if she did someting out of the law.

Posted: Tue Sep 04, 2012 02:14 am Post Subject:

Two years after the fact is coming to the party two years too late. Unless there was some sort of criminal involvement, or you were completely incapable of being located during probate, there is probably nothing you can do at this point.

You'll probably have to find the details of the probate action to figure out what went on, and why you were not involved. Normally, probate cannot be closed if there are known heirs who have not predeceased the decedent.

Posted: Fri Oct 12, 2012 05:44 pm Post Subject: Who do I turn too

My Father passed away last month, and his present wife is trying to tell me that my father never left anything behind for us, but I know that's not true. So who do I turn to. Do I connect a lawyer and what kind of lawyer would help me discover if there was a policy or not. Please Help

Posted: Fri Oct 12, 2012 07:05 pm Post Subject:

TamikaO . . .

Long before you go looking for a lawyer, who would be happy to take your money and produce no results, try the Medical Information Bureau's MIB Solutions Lost Policy Locator service: http://www.mib.com/lost_life_insurance.html

For $75, and with a copy of your father's death certificate, they may be able to tell you which insurance company(ies) your father applied to for coverage. They cannot tell you if a policy was actually issued, or give you a policy number, but they can create a starting point for inquiry. They claim that they have about a 30% success rate in helping folks in situations like yours eventually locate a policy.

You can always contact me for additional assistance.

Posted: Sat Oct 13, 2012 04:38 pm Post Subject: find insurance policy

Father passed away and he worked at chicken plant wanting to knoknow if money was left behind in my name

Posted: Sun Oct 14, 2012 03:03 pm Post Subject:

Have to contact the employer and ask them, if you're asking about a group life insurance policy. Otherwise, follow the instructions above concerning the MIB Lost Policy service.

Posted: Mon Nov 05, 2012 02:51 am Post Subject: how can i find out where my dad's life insurance

Hello, I am deaf man and have kids. 5 years ago my Dad told me that he had life insurance for divide me and two sisters . also 4 years ago my dad showed me house around and some stuffs was going to me some TV, Refrigater , and another, also Truck but my stepmother sold everything to someone but suppose to give me. also my step-mom got my dad insurance that disturbed my feeling somehow why she got insurance..... my dad told me fact that my dad and i were secret issued about my dad had life insurance 100 thousands but where my dad 's life insurance policy and stepmother refused to tell my oldest sister. my dad had passed away almost two years ago.

Add your comment

Image CAPTCHA
Enter the characters shown in the image.