How do I know if I was left a life insurance policy?

by rosenberg2734 » Sat Nov 29, 2008 02:58 pm

Hello my name is Vicki Rosenberg, my father passed last year, in September of 07. He left behind a wife, 4 children and 6 grandchildren. My father was a man that paid all his bills on time, and very hard working. I know my father had a life insurance policy for all his children, because he told me when I was 17, I am now 38. When my father pass my mother and older brother, which he is by another father, but father took him in when he was 4 so he is consider my father's son, anyway they had let us know there was no life policy left for no one, he stop paying on a life policy 6 months okay. My mother stated there were only 30,000 left for her. Everyday I sit in disbelief, my father knows how I struggle as a single parent with four children, and my daughter was his pride and joy. My parents did not even sleep in the same rooms, my mother left my father when I was 15 and return to him when I was 21, since then they sleep in separate rooms in the house and would say hi and bye to each other. My oldest brother took all his paperwork from his desk in his room where my father faithfully sat doing his bills. Sorry for the whole story, but how would I ever find out if something was done, by my mother and older brother to not allow there family to have a life policy, or how would I find out if there was ever one?

Total Comments: 85

Posted: Wed Nov 28, 2012 04:54 pm Post Subject: Insurance

My mother passed away in May 2012. Her will said her five children would split the money that was left after her house was sold and bills paid. She had a bank account with hers and my brothers name. Two yrs ago she cashed in a 15,000. life Insurance and four months before she died the balance in her account was still 14,500.00. My brother cashed out the money all but 4,000. and nobody knows where it went.

Posted: Wed Nov 28, 2012 05:07 pm Post Subject:

Did you have a question?

Posted: Wed Dec 12, 2012 09:04 pm Post Subject: life insurance policy

My grandmother passed away in 2004,i was 27 years old. Since as long as i can remember she always told me and one of my cousins that when she dies the two of us has a policy. Years leading up to her death she stated to us that she did not want any of her children to benefit from her death.well when she passed my oldest uncle (whom was in jail at the time) ended up having ALL of her info.he g got a house in her name, he received money, so we believe he cashed in on our policies. How do i find out if i don't even know who she went through

Posted: Thu Dec 13, 2012 03:51 pm Post Subject:

It's now more than 8 years after the fact. Why you have waited this long to become concerned is unknown. You have no claim against any insurance company at this point, even if you knew which one(s) were involved. At best, you might have a claim against someone who should not have received the money.

But 8 years later? Sounds mostly like sour grapes to me at this late date. At age 27, you were old enough to have been involved in whatever happened at the time in 2004. For whatever reason, you chose not to. Heed the old expression: Let sleeping dogs lie.

Posted: Mon Jan 28, 2013 04:24 pm Post Subject: no insurance policy

how do i know my mom and my step dad insurance with no policy and i dont know the name of insurance company.im only child of my mom and my step dad.then im here in philippines.my mom and step dad die in US.

Posted: Wed Jan 30, 2013 07:22 pm Post Subject:

You can try using the MIB Solutions' Lost Policy Locator service:

http://www.mib.com/lost_life_insurance.html

Posted: Mon Apr 08, 2013 03:05 am Post Subject: Help

My father who has never been in my life took out a life insurance policy on me and my daughter! I know this because the insurance company accidentally sent the papers to my house! With him listed as the benificiary. I am so upset! Not once in my life has he provided a dime to raise me how can he now think he has any right to benefit from mine or my daughters death? This is not right! What can I do to put a stop to this? I do not feel safe at all.

Posted: Mon Apr 08, 2013 05:07 am Post Subject:

This is not right! What can I do to put a stop to this?

Your father has insurable interest in your life, whether you like it or not. If the insurance company wants to extend that to his granddaughter, that's their prerogative.

I do not feel safe at all.

Why not? Is your father a serial killer? If it's any consolation, he will not be able to collect the death benefit if he murders you or your daughter. Every state has some form of "slayer" law on their books.

Posted: Mon Apr 08, 2013 05:31 pm Post Subject: Help

He was in jail for murder for 15 years he came out benifited from grandfathers death then a year later my grandmother became ill there was a problem with the insurance company wanting to pay him for my grandmothers death so he has been fighting the insurance company for payout more than a year already. I have not had contact with him for more then 20 years I am 31. For him to have a policy on me and my daughter makes me very uneasy.

Posted: Tue Apr 09, 2013 09:29 am Post Subject:

For him to have a policy on me and my daughter makes me very uneasy.

I can see why you may have reason to be concerned. If he murders you or your daughter, he will not be able to collect the benefit. I realize that gives you no comfort, but there is still nothing you can do about it

there was a problem with the insurance company wanting to pay him for my grandmothers death so he has been fighting the insurance company for payout more than a year

Unless he is suspected of being involved in her death, I don't know why an insurance company would be fighting payment of a death claim.

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