Company & Specialty Insurance Forum

A friend told me that Title insurance protects us against errors that we may commit or for defects that we may cause. Is it really the same as that of the E & O policies.

Hi, I've come across 2 terms related with subrogation namely - 'right of subrogation' and 'waiver of subrogation'.
I've just come across them while surfing but their definition is not quite clear. Please tell me what they actually mean and how they affects us.

I'm a nursing student and I have a small query. I do come across a lot of nurses who're covered under their individual liability insurance carrier. Is it necessary that all nurses should carry Malpractice liability insurance?

When it comes to timeshares, I'd expect the cost of the unit to be $4k. Now, I'm not aware of any range of sale price when it would be worthy of me to bear title insurance with an additional $225 beyond the closing cost. What will happen when it's not purchased but there are taxes and liens against such units?

I always felt that our insurance limits need a closer review through various stages of our lives. I could think of buying a new home, getting married or buying a new car as potential changes that might affect our insurance needs. Can you guys add a few more of such factors?

Do I as a buyer need to insure my home from the date of exchange? Isn't the vendor's insurance enough?

I had my back to the street speaking with a guy replacing my husband's windshield & we heard a thud. I turned around & saw my across the street neighbor had walked partially up my driveway & fell. We are friends, so she may have been coming to ask about what we were doing, but she said nothing to let us know she was approaching. It was raining & she had on flipflops.

I guess all archaeologists are considered to be within the high risk pool when it comes to insurance. They're probably on the same page with that of the architects. I'd still like to add more to my knowledge on Archaeology insurance.

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