by freshmoor39 » Thu Dec 18, 2008 05:50 pm
You may have been independent all your life and in the future too would like to take care of your needs. Sudden death in the family can leave everyone perturbed. No one is usually prepared for such an incident. A final expenses insurance may be of help in times of need.
Final expenses insurance covers the cost of burial and other unexpected expenditures. In the event of death of a loved one, you may not always be prepared financially to bear the expenses associated with the incident. If you have invested in final expenses insurance, you can take care of the final costs as your loved ones had wished.
Final expenses insurance covers the cost of burial and other unexpected expenditures. In the event of death of a loved one, you may not always be prepared financially to bear the expenses associated with the incident. If you have invested in final expenses insurance, you can take care of the final costs as your loved ones had wished.
What are the benefits offered by final expenses insurance?
A typical final expenses insurance offers fixed premiums throughout the life of the policy.
With final expenses insurance may include:
- Simplified underwriting: There are no hassles when buying final expenses insurance as the underwriting process is simple and you will have no difficulty understanding.
- Easy qualification: The qualifying age in this insurance is 0 to 85 years.
With final expenses insurance may include:
- Expenses related to medical purposes,
- Your mortgage bills
- Any auto insurance loan that you may have
- Coverage for your credit card bills
- House rent
- Funeral expenses
- Cemetery Plot
- Hearse
- Minister
- Legal fees
Related reading
- Selling FE insurance
- When to buy final expense insurance
- Companies selling final expense insurance
- Leads for final expense insurance
- Checking out a legitimate final expenses company
- Final expenses insurance for 80 year olds
need some good info on selling final expense by phone . Are there final expense insurance companies that have an electronic form for agents that don't charge an arm and a leg for the final expense leads ? Please tell how to sell final expense insurance in a cost effective manner.
Posted: Sun Jan 04, 2009 07:46 am Post Subject: final expense telesales
My Agency Offers the Leads and The System no Wet signature required.
Posted: Mon Jan 05, 2009 01:27 am Post Subject: final expense telesales
Baltimore Life and Loyal American have tele sales for FE.
Posted: Mon Jan 05, 2009 04:22 am Post Subject: final expense by phone
Hi all,
We might call this 'paper-application' an 'old-fashioned' way of doing business but we'd need to know why we feel its better!
Either emails would go unnoticed or the 'feel good' factor is not associated with them. That's the reason number of approaches are less as its time consuming but the conversion rate for final expense leads is certainly more.
Thanks, Purpleheaded08
Posted: Mon Jan 05, 2009 05:32 am Post Subject:
Hello,
I'm a national Marketing Director for the Great American Group of Insurance companies. Our final expense product can be sold over the phone in every state with an exception of two or three. Being an NMO, we are also able to offer very high commissions on FE - minimum 117.5% starting off. We also provide leads to new contracts.
If interested, get in touch with me kpatel[at]seniormarketdirect.com
Posted: Tue Jan 06, 2009 06:14 am Post Subject:
You have to take in consideration the demographic you are dealing with in final expense. They are usually older and value that personal touch. I sell a lot of health insurance online but I do most senior products face to face.
Posted: Wed Jan 07, 2009 11:40 am Post Subject: insurance
A 'Consumers' point of view: Be 'straight forward' on the 'coverage, cost, etc. 'We' would appriciate that more, ...I believe.
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