Final expense insurance: Be independent throughout your life

by freshmoor39 » Thu Dec 18, 2008 05:50 pm

You may have been independent all your life and in the future too would like to take care of your needs. Sudden death in the family can leave everyone perturbed. No one is usually prepared for such an incident. A final expenses insurance may be of help in times of need.

Final expenses insurance covers the cost of burial and other unexpected expenditures. In the event of death of a loved one, you may not always be prepared financially to bear the expenses associated with the incident. If you have invested in final expenses insurance, you can take care of the final costs as your loved ones had wished.

What are the benefits offered by final expenses insurance?

A typical final expenses insurance offers fixed premiums throughout the life of the policy.
  • Simplified underwriting: There are no hassles when buying final expenses insurance as the underwriting process is simple and you will have no difficulty understanding.
  • Easy qualification: The qualifying age in this insurance is 0 to 85 years.

With final expenses insurance may include:
  • Expenses related to medical purposes,
  • Your mortgage bills
  • Any auto insurance loan that you may have
  • Coverage for your credit card bills
  • House rent
  • Funeral expenses
  • Cemetery Plot
  • Hearse
  • Minister
  • Legal fees

Related reading

need some good info on selling final expense by phone . Are there final expense insurance companies that have an electronic form for agents that don't charge an arm and a leg for the final expense leads ? Please tell how to sell final expense insurance in a cost effective manner.

Total Comments: 97

Posted: Fri Dec 03, 2010 01:02 pm Post Subject: phone script for FE

EDoes anyone have a proven phone script for selling FE?

Posted: Fri Dec 03, 2010 01:03 pm Post Subject: phone script for FE

EDoes anyone have a proven phone script for selling FE?

Posted: Tue Jan 11, 2011 08:54 pm Post Subject: starting in the insurance field

I'm thinking of getting my insurance license, is this a good
area to start off with? I'm researcing different areas>

Posted: Sat Jan 22, 2011 09:02 am Post Subject:

I just start selling final expense...oh lord, too much driving, I would love to sell final expense or other insurance over the phone in florida..I have my life, health and variable annuity. I would like to sell, life, health and final expense over the phone or internet. I hate all this driving, and people not showing up to the appointment location.. Sad . pls let me know. email at my user name at yahoodotcom. thanks for all your help.

Posted: Tue Feb 15, 2011 11:13 pm Post Subject: who?

what agency would you recommend to contract with to do teelesales that provide leads

Posted: Thu Feb 17, 2011 04:27 am Post Subject: no shows

how do i set a more solid appt on the phone to stop the no snows and recheduling over and again.

Posted: Tue Mar 01, 2011 08:55 pm Post Subject: Leads Provided

Platinum Marketing Innovations Incorporated is a full service marketing company with a proven track record of success. We pride ourselves on providing the highest level of quality services to our clients and offering unparallel achievement based opportunities for our professionals. Currently, we are looking active insurance agents who are highly motivated and experienced in offering life insurance products.

Our insurance professionals must have the following qualifications.
• Experienced in selling Life (not Property/Casualty) insurance products.
• Highly self-motivated.
• Professional and ethical.
• Licensed

The right individuals have the potential to earn 86K full-time or 43K part-time annually. The company provides a full range of support to help you maximize your efforts; including company provided training, direct mailing leads, phone support and dedicated customer service. We also provide achievement-based cash bonuses and company matched retirement plans. There are three levels of entry provided, which allow you to choose your earning rate.

Look at Our Direct Marketing Program.
Level 1: All leads are provided. Earnings are at 70% commission rate. Min. production $5K Monthly

Level 2: $260 leads for 1000 Direct Mailers. Earnings are at 85% commission rate. Min. production $4K Monthly

Level 3: $355 leads for 1000 Direct Mailers. Earnings are at 110% commission rate.

Which Program is right for you?

If you are ready to take control of your present and secure your future, answer the following questions to give us some background about you.

1. Are you licensed to sell Life insurance? If so, what state(s).

2. If you were aware of a colleague, who misled or misinformed a potential client in order to gain their business, what steps would you take and with whom to address the situation in a way that does not harm the image of the company and maintains the client as a customer?

3. If you are experiencing a slow period and not fulfilling your quota what additional things (beyond your normal activities) would you do to increase production?

Please provide the following information so we can contact you.

Name
Daytime Phone
Evening Phone
Email Address


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