Auto Insurance Forum

I was a PERMISSIVE driver on a vehicle which was slightly damaged - bumper. The other driver and her insurance company accepted liability for damaging car's bumper. Turns out I was substantially inconvenienced by obtaining estimates, dropping the vehicle at only authorized colission center in area, rental car company headaches and ultimately returning all of the above when my car was ready 4 days later.

It required two separate body shop estimates and then the back and forth to drop off and pick up the car at body shop.

I was a PERMISSIVE driver on a vehicle which was slightly damaged - bumper. The other driver and her insurance company accepted liability for damaging car's bumper though I was substantially inconvenienced by it - two separate body shop estimates and then the back and forth to drop off and pick up the car at body shop.

Hello,

I work as an auto tech and today I had a disturbing phone call with a customer that got me wondering how insurance companies determine ACV on a vehicle. Im hoping someone can shed some light on the subject.

My son has left for college in another state, and taken up residence there only. He doesn't even own a car. Still my insurance company insists on including him on my policy. I'm afraid that will raise the rates. Is it absolutely necessary?

What happens when insurer fails to give insured their "right of recourse" notification in a California total loss claim?

I had an accident October 9th. Initially it was thought the car was totaled but turned out it was able to be fixed. I absolutely HATE the finance company simply because I am paying a brand new cost for a car that is a 2002 plus they do not make it easy to make the payment to them which has to be every 2 weeks at that. Anyway, I am 1 payment and yes do mean 1 payment behind because I have been trying to hold onto money to meet this deductible for when my car is fixed.

What is birthday insurance? Couldn't find enough information about it.
Is there any age limitation till which you can buy such a policy?

My X is the custodial parent of our 16 year son who will be getting his driver's license soon. We split visitation time and I pay child support. I have heard that it is not necessary for both parents to 'add' him to the current policy. One parent has to add him, while the other parent lets their insurance carrier know that our son is covered by the other parent's policy. I'm assuming they will need to call the other parents carrier, or get a printed document of some sort, but my 'real' question is.......who add's him???

I recently found out that my mother left me a whole life policy. She died in 1995. They sent me a check, but the interest was only for 2 months. Shouldn't it be from 1995 until now?

I was involved in a car accident that was not my fault. My preference is to have my car repaired. How can I convince my insurance company or the "at fault" insurance company to repair my car? Repairs are only $2600 and their total loss value is $2900. I have sent them research off the internet to support a value for my car anywhere from $3300 to $6000. It seems to me that they are being unreasonable in repairing my car for the dollars involved. PS - I have been with my insurance company for over 20 years.