Auto Insurance Forum

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Share your doubts about auto insurance, its coverage types and policies and get expert advice for free.

I was hit by a driver with the same insurance company. My ne
by Guest »
Guest

I was hit by someone w/the same insurance (state farm, but different agents). She was 100% at fault. They paid for my car, but I was injured w/a break in George's line at C4-5 in my neck. They do not want to pay me anything for my injury which is permanent. My insurance co was never involved because her agent paid for everything. Should I get my agent involved now?

hit by a person w/same insurance co
by Guest »
Guest

I was hit by another driver while I was sitting waiting for a light. She was 100% at fault. However, I was injured and have suffered damage to my neck. My insurance company was never involved. My question is should I get them involved because they do not want to pay for my permanent neck injuries.

Question: When taking in
by Guest »
Guest

Question: When taking in a comm Ins request for quote what is best way to organize it? example: you get a call to price a trucking fleet. You put down basic information and want to assign it to a staff member to contact a couple carriers to check appetite. Staffer does it and notes answer back to me. I'm looking for a web based software that will enable collaberation on quoting.to permit team approach. paper is too bundlesome and costs time. managment system is too awkward

Is my agent responislbe?
by Guest »
Guest

I bought an auto policy thru an agent. I paid the premium to the agent in full. During the term I called the agent to drop a vehicle/file change of address. The agent did not inform me of an increase in premium. I assumed it would be lower as I dropped 1 car. I then had an accident. The insurance company says they canceled the policy for lack of $68. They say they sent 2 notices. I didn't receive them. When I contacted my agent, she was unaware of the cancelation. Do I have recourse?

Laptop coverage by auto or home
by Guest »
Guest

Had an accident few days ago, a minor one though. Didn't have a lot of damages, just a minor bump in the rear and scratches. However, I had my laptop in the car which fell down and was damaged. Will my auto insurance pay for it or my home insurance?

How to deal with bogus claim in car accident?
by Guest »
Guest

I live in California and had a fender bender accident in the parking lot. It was not really clear to me who was at fault but my insurance company told me that I am at fault since I was in the process of driving forward and backing up my car.

The other car (right front bumper) hit my car (rear right side) instead of my car hit the other car. So I still don't believe it is my fault.

Clarification on prior post of 8k insurance check
by Guest »
Guest

I let my really good friend use my car in TX as long as she insured the car and took care of registration fees. She had trouble making the car payments & after the second time the repo company had came looking for the car at my & co-borrower's place of work;I told her I would come take the car if she did pay the past payments to the finance company by the end of the week. A few days later she informed me she was involved in a nasty car accident and the car was totaled. She said I needed to talk to the insurance agent so the check could be sent to her.

Unable to cash ins check & I am lien holder
by Guest »
Guest

I am the lien holder for a car insured by a friend who borrowed the car for a year and paid part of the car payment. She fell behind and the repo co. came looking to repo the car on 3 different occasions. Needless to say, she ruined my credit and co-bororwer's credit. I gave her an ultimatum and said if by monday she had not cure the default, I would come take the car from her. I live in Chicago and she knew I would not be able to get before the deadline because of my work schedule. Over the weekend she called me and informed me she was involved in a car accident and had total the car.