Auto Insurance Forum

Description

Share your doubts about auto insurance, its coverage types and policies and get expert advice for free.

car was rearend and now
by Guest »
Guest

the other person insurance took blame and will fix my car how ever , considering i bought my car with orginal factory parts i request and i am bent to have the new parts being oem parts not aftermarket , however both his insurance and my insurance both say they have the right to use what ever parts they want, i happen to know for a fact that i would not be made whole if aftermarket parts are used on my car, if and when it came time to sell it, what are my rights on this

flood insurance issue
by Guest »
Guest

I have flood insurance and my businesss was in a flood last year. The insurance company paid me for 3 office chairs, I have a $1000.00 deductable. So I did not get anything from them, They would not pay me for the tools equipment and inventory which roughly came to $120,000.00. because I couldn't come up with receipts because everything went in the flood,file cabinets and all We had 2 ft on 2nd floor. What can I do?

Do Your Insurance Policies Cover All?
by Guest »
Guest

You may not realize it but your insurance polices probably include additional coverage to things you have never even considered. Take a look below to find out a few of the things you may have already included in your [Link removed per TOU] that you never knew about.

Children’s Dorm Room
Reckless Friends and Family
Reckless Friends and Family
Bad Checks

Make sure you make note of your coverage and keep it in a safe place.

I have until OCT 1 to get insurance my 10 year plus insuranc
by Guest »
Guest

Missouri Home owners non renewal, OCT 1, 2012 fire was coffee maker cord both city and special investigator agreed house is not even done, first builder supplied by insurance company screwed up the interior kilz type paint it is still not dry don't know what to to do, about it, sent sample of paint to forensic criminology lab cost was $1000 simply put they used an acrylic product which is no good for smoke protection, but past that they know there is no volatiles but have no idea what they did to make not dry it is still tacky, and sprayed into switch boxes and outlets,

rear ended in georgia
by Guest »
Guest

I was rear ended in Georgia recently. The at fault carrier refuses to pay me directly because I have a lien holder. It was my understanding since i'm the claimant they don't owe my lien holder any protection

Amount to claim from at-fault party
by Guest »
Guest

The other person was at-fault in the accident. I had to pay the deductible as well as for the replacement rental out of my pocket, since I had to claim against my policy to get my car fixed as soon as possible. How much can I claim from the at-fault driver's policy?