Auto Insurance Forum

Description

Share your doubts about auto insurance, its coverage types and policies and get expert advice for free.

After many months, written letters,
by Guest »
Guest

After many months, written letters, and phone calls, I have finally received payment on a death claim involving my late Aunt. However, a summary of the check amount shows that over $3,000.00 was deducted from "my share" and is in a SUSP ASST DEPT. Can anyone explain this to me? Calls to METLIFE have not been returned.
Thank you
Dona Meier

non-cancelable feature
by Guest »
Guest

My allstate office called me up and offered to switch me to a new policy. We would save about 30% if we went to a new policy without the cancelable feature. All the other coverage would remain exactly the same. I guess this feature prevents them from dropping us if we get into an accident.

Both policies are Allstate...the new one is Allstate Fire and Casualty. The old one he said was AIC / Allstate.

My wife and I have good driving records and she was in an accident about 14 years ago last. We're talking about $600 a year savings.

Should I claim for trauma?
by Guest »
Guest

My 17 year old daughter was in the car, when we were hit by a truck. No major injuries were involved, apart from the fact that my car got smashed and was totaled consequently. The party at fault has agreed to pay the compensation as well.

Now, my daughter is in trauma and has to undergo counselling to overcome the stage. Can I seek additional compensation for her treatments as well, and how much for the pain and suffering?

Auto Insurance negligence?
by Guest »
Guest

I was involved in a comprehension accident, a deer hit my car that was 2mos old( a 2012 S60 Volvo w/ 2Kmiles) that caused significant damage to the front right passenger side that repair was estimated at $15k . All the airbags deployed on the vehicle. I reside in NC where the repair cost have to be 70-80% to total out the car. Based on appraisal that I was not informed of nor present for and have yet to receive a copy of the appraisal to determine the car would be repaired instead of being totaled.

Auto Insurance Negligence
by Guest »
Guest

I was involved in a comprehension accident, a deer hit my car that was 2mos old that caused significant damage to the front right passenger side . All the airbags deployed on the vehicle. I reside in NC where the repair cost have to be 70-80% to total out the car. Based on appraisal that I was not informed of nor present for and have yet to receive a copy of the appraisal to determine the car would be repaired instead of being totaled. The car was repaired by the Manfuctured Dealership which was VOLVO.

my car was hit in a restaurant parking lot there is a police
by Guest »
Guest

my car was hit in a parking lot they have the license plate number to this vehicle the police are investigating because the people in this vehcile commited a felony trying to run people over my question is i have liabilty coverage is my vehicle covered?

Subrogation
by Guest »
Guest

When does 'subrogation' work? How can someone defend against it?

A few weeks ago, a
by Guest »
Guest

A few weeks ago, a repairman (from Sears) came to my home to repair my washing machine. He forgot to put the hose back into the drain, which resulted in water pumping onto my floor for 2 hours. Although I removed the water immediately (with a shop vac) and put fans in place, my ceramic tiles started to crack (in the tile, not the grout). The cracks are present in my laundry room, kitchen and master bath. However, the tile runs continous throughout my dining room and foyer. The contractor has stated they cannot match the tile and grout.

total loss valuation
by Guest »
Guest

As a nonmember,not sure this would be available to me? Please respond