Insurance Agent Forum

was convicted of burg 2 10 years ago in wash state.
non theft and probable cause.
and dv misameanor in 07 will these prevent me from getting a california life insurance licence?

I am currently studying the A.D. Banker online class for my TN Life and Health insurance exam. I just do not feel like I am walking away from these lessons with a full understanding of the material. I have always been an over-the-top student and do not typically fail. I am scheduled to take my Life and Health Exam with Pearson VUE in a week and I am starting to stress out. I really want to do well! What else can I do to make sure that I will pass my exam?

I take my TN L&H exam in a week and I have studied constantly for this! However, I am not sure that I am thrilled with the company that my employer set me up through. I would come away from the lessons and not feel like I fully understood what it was supposed to teach me. Any suggestions, such as websites/flashcards/etc., would help!

Thank you!
aplantxo

What are your closing ratios when selling insurance to the following prospects?
(a) Natural market
(b) Referred leads
(c) Cold call

WebCPA


The dangers of being "listed"
A warning for 419, 412i, Sec.79 and captive insurance

Accounting Today: October 25, 2010
By: Lance Wallach

Taxpayers who previously adopted 419, 412i, captive insurance or Section 79 plans are in
big trouble.

In recent years, the IRS has identified many of these arrangements as abusive devices to
funnel tax deductible dollars to shareholders and classified these arrangements as "listed
transactions."

IRS Audits Focus on Captive Insurance Plans
April 2011 Edition

By Lance Wallach

The IRS started auditing § 419 plans in the 1990s, and then continued going after § 412(i) and other plans that they considered abusive, listed, or reportable transactions, or substantially similar to such transactions. If an IRS audit disallows the § 419 plan or the § 412(i) plan, not only does the taxpayer lose the deduction and pay interest and penalties, but then the IRS comes back under IRC 6707A and imposes large fines for not properly filing.

Hello! I think I pay too much in E&O but am not sure what the industry standard is. I am with an independent BD/RIA. I do fixed products, variable insurance, brokerage and mutual funds purchases AND I do fee-managed accounts for clients that gives me trading authorization. My B/D is charging me $180 per month for a policy that has a $1,000,000 aggregate coverage. The real kicker is there is a $50,000 deductible! I would like to hear from others for comparison. Many thanks.

Can anyone get me some name and locations of some career agencies around the country? Not looking for Met, or Pru, or the traditional career agencies. We are a insurance carrier looking to partner with some of these firms

I am new to the insurance industry and i was wondering which has the most potential in earnings, Agents who work for one company or Brokers who work for multiple insurance companies?

I am a fairly new agent who just left aflac. I have a life and health license and am thinking about getting my P &C license. Im want to work with an independent agency, but not sure how pay/commissions are usually set up.
Is pay usually commission only, hourly, or combo? Grateful for help.