Insurance Agent Forum

I plan to make a career change, I have decided I want to sale insurance for a living. I have some sales experience but I have never sold insurance before. I am considering starting my career with Aflac, but I would like to get some feedback regarding Aflac as my first option. I have been told that I should look into other insurance companies, I have gone to the state farm and Allstate websites but it seems that they are only looking for people that want to open an office. Any feedback, especially from experienced agents, will be greatly appreciated.

If you have any senior clients unable to make their monthly premiums or have senior clients looking for some extra cash, why not refer them to a life settlement broker? My company is looking for PAPER to fill a bond offering backed by life settlements. We are looking for large portfolios of life settlements and individual cases to inject into our existing portfolio. We can use contestable and non-contestable paper and will price and get back to you with in two business days with an offer.

Is there any extra advantages of using a broker to purchase insurance?? If yes then what are these?? please explain me..

What tool are you all using to quote your customers? Norvax?

We all are familiar (or should be) with the obvious local networking opportunities with the chamber of commerce and their functions, but has anyone found any other ideas that work well?

For example, what activities do you carry out to pursue referral opportunities? Do you offer anything specific? Do you simply try and swap referrals?

What are some ideas?

I'm a licensed P&C agent with 8 years experience in customer service with 6 months sales experience. I've been offered a sales position at an independent agency in my small town. This agency is really not on the map in town as far as personal sales goes even though they have been in business since 1891. They don't advertise on the building or in the media at all. They currently do not have any personal market sales people working for them and they have not had any for quite a few years. The manager just happen to find my resume online as he was looking for a CSR.

Hello,I sell advantage plans with a group of brokers. They owe me about 12,000 dollars from my second half commission. It's been about 6-7 months and I haven't seen a dime from my second half. Is it true that Medicare makes the private insurance company wait to give us our commissions??? I can't find any answers regarding commissions, I have no idea where to even turn.
Thanks

How about this
Lets make different case studies which might hep the visitors to this site. A case study will reflect what a typical person is paying for his insurance and help me to compare his background and rates with other members. The aim is to just give a better judgment to make sure you are not paying more than market rates.

Do let us know the following

Primary Person/Drivers Age:
Additional Members if any: Age
City & State of residence:

Name of your Insurance:
How long have you been with them:

I currently have bad bad credit since I have lost my house. I have been unemployed for a year before I decided to pursue an insurance career. Now, I am considering filing for Bankruptcy would it be best to file it before I take my insurance test. Or will filling Bk affect my chances of getting my license?

Does any one has any information about standard insurance company that offer auto & home in houston tx and how to get appointment. I am greatly appriciate for your help.