Insurance Agent Forum

I am a Financial (Mutual Funds, VA, VUL) wholesaler for my P&C Agents but I like to bring value to them on things I don't get paid on, like P&C business. I ask them to help me by selling VA's and MF's so I like to help them on the P&C side when I can even though I don't get paid on it.

what is the most fastest way to ask people buy insurance? they take times to consider.how to create emergency?

If you are afraid that your prospects find the statement such as, "If you die yesterday" is offensive, how do you describe death in other manners?

Can you become an insurance agent in the state of Colorado with a felony record...?

There is currently an AllState Commercial running in my area that takes place in a courtroom with a young man (maybe 17) being sued by another for an accident he caused. The ending states that the young man owes $100K. The other lawyer says they are going to start the process immediately to recoup the amoung and the boys lawyer says he doesn't have enough insurance. The other lawyer says they will get it from savings, college fund or any other assets. The boys parents ask if they can do that and the boys lawyer says they can.

can some help me with a confusion:
first gather information from the costumers: rating factors
then they are sent to and underwriter: he or she analyzes the data and creates a quote
then: costumer likes what he or she sees then signs and then returns to the carrier and then what that costumer has a policy?
is this right?
when does a proposal becomes a policy?
as far as terms: quote, issue, bind, policy
what is the order?

any help please will be very much appreciated

Hello,

We've recently started purchasing internet leads. One thing I've noticed in my short experience working with these people is that many are super-cautious about giving me their drivers license and social security numbers. I can't say I blame them for being cautious given the problem with identity fraud in society but I need this information to get them an accurate quote. I assume that most other companies require this infirmation as well.

I am a licensed insurance agent, but am not currently active. I started EmerConnect as a company that could be sold entirely by insurance agents as an extra product offering.

I would love to get your feedback and ideas as far as how to market this product to insurance agents. There are upfront commissions and residuals as well...and there is absolutely no cost or fees to the agent.

Chris S. Bantly
President & CEO
(864) 643-4300 Office
chris[at]emerconnect.com

What yearly premium?
delivering a life insurance policy that you sold?
just running your business that supports your family?
Or protecting other from disaster?

What is your definiation?

Dear all,

Please advise me with an open sources (for free) for educational purpoces or for preparing for Canadian LLQP Exam.

Thank you.