Insurance Agent Forum

I would like to start a discussion on Medicare sales and marketing. If you are considering offering these products, there is a steep learning curve.

I am in the senior market in Oregon. Medicare Advantage (MA) plans are confusing, and time consuming to learn.

I can answer or respond to detailed questions in other threads or posts:

General:

-Social Security enrolls seniors and disabled in Medicare.
-Medicare (CMS) regulates marketing activity.
-MA plans are available on medicare.gov by county.

I'm about to start with a small independent agency that has the owner and a CSR working there. They strictly sell property insurance to churches and I want to learn the commercial industry and possibly dabble in other niche industries similar to that of these churches. I have very limited expierence in insurance and would like some advise on a few things.

1. With commercial property insurance, to churches, with regard to prospecting, is it more profitable to buy leads, cold call, or a combonation of both? Explain!!!

What are your views on AIG bailout? What will happen next? How will this impact the insurance business?

how to get appointments? by telephone call, go to see the client, whenever meet with ourfriends, relatives, or the persons we meet everyday like vegetables seller, meat seller, shopkeeper

What are the 10 things a saleperson should not do during a sales appointment?

Hoping for some good advice from anyone who has made the switch from captive to independent.

i.e. - Successes, failures, what to look out for, timeline, etc......Thanks.

What is the best website for leads? I've tried out salesgenie, and netquote and didn't get any results. Does anyone have a company that they swear by?

where do i go to get my licence to sell insurance and how do i study what books lol im new any one whom can help me that would be great

amanda.burge[at]alltel.com
how much it costs is it hard im very interested

system edited-email id decativated for your safety

When I read the following article, I was shocked to learn that many people did not have enough health insurance coverage making them vulnerable to medical debt and subsequently bankruptcy. I hope this information can be of help to create awareness among the general public

Hi,
I am new to the insurance business, but not new to sales. I have owned/operated my own business for about 12 years. I am interviewing with Northwestern Mutual on Monday. I am wondering if anyone knows what kind of a company this is to work for, or how they are viewed by agents?
Thanks for your advice!