Auto Insurance Forum

Is it possible to list a driver under an auto insurance policy if he had been excluded before? Or is exclusion irrevocable?

I was in an accident in sept of 2012 that wasn't my fault. My ins company denied my claim saying I didn't have PIP coverage. All the doctors and physical therapy places I went don't bill 3rd party and I don't have medical. I could have paid for the treatment if my ins co. Would have used my PIP ins. Not to mention me not being able to pay bills until I got the settlement check when if they used my PIP coverage I would have been able to get my lost wages right away. I had to stop getting treatment because I didn't have medical ins and my ins company said I didn't have PIP coverage.

gieco told me that they can not give me a proposal with me keeping the salvage automobile. the only proposal they will give me is for them to keep the salvage automobile. WHY

My policy is up for renewal and insurer is asking me to list my daughter under the existing policy. She hasn't got her permit even, but will soon be going for it. I thought of waiting for the next renewal or maybe the one after that. Can insurer force me regarding this?

On Oct. 17, 2012 my wife was involved in an auto accident in the sate of MO. The other driver was found to be 100% at fault. He was also uninsured. We had our final visit with the surgeon last week and have the all clear from him so now we are getting ready to settle the pain and suffering portion with our own insurance company, State Farm. Our uninsured motorist policy has a 250k individual/500k accident limit. The total medical bills totaled $55,800 with an allowed amount of 18,600. Our vehicle was totaled and has been replaced with a cash value of $22,600.

I had opted for a car finance and bought GAP for extra protection along with regular liability, comprehensive and collision coverage and all. It has hardly been a year since I bought the car, and it got stolen a week back. How long do I need to continue payments? Will gap pay off the loan? What if it's recovered ? how will it affect my insurer?

Why individuals with pre-existing conditions are not recommended to opt for the HDHP ?

My 20-year old son, who lives with us, let his auto insurance lapse. Would we be responsible in any way if he continues to drive and has an accident?

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July 9th, while driving the 40mpg posted speed limit was saw a mini van pull into my lane attempting a left turn across traffic. I immediately hit the brakes and slid into his front quarter panel on the passenger side of the vehicle. My air bags deployed. My car was totaled and I was paid out for the vehicle.