Auto Insurance Forum

Description

Share your doubts about auto insurance, its coverage types and policies and get expert advice for free.

car accedent from drunk driver
by Guest »
Guest

I was in an accedent from a drunk driver who totaled my car and have went threw extensive treatment with chiropractors and specialest, now its been 3 years waiting for this all to be setteled and the laywer i have, gave this case to another lawyer which is now charging fifty percent of the settelment which the original lawyer is wanting 3.3 percent and now hes telling me hel lower his price and try to talk to the chiropractor and specialist to lower their prices, and want to settle on 1,000.00 after losing time at work and in debt from payments of the car. is this legal.

Is it fraud to pay on your own for minor fender bender damag
by Guest »
Guest

I was involved in a minor fender bender - my fault. The other party is seeking compensation. His insurance company called me up to ask whether they'll claim against my policy or I will pay directly to him. I went ahead to compare estimates at repair shops and found they're claiming a sound amount. Will this be considered as insurance fraud by my company, if I pay them for damages?

is E&O not sold on occurrence basis?
by Guest »
Guest

Is E&O insurance sold as occurrence based or as claims-made policy? Why does my agent say that I can't get an occurrence based coverage? I am a physician, practicing in CA.

insuring a car tht isnt registered to you
by Guest »
Guest

I purchased a car and it is only registered in my name. My boyfriend (daughters father) has it insured on his policy but I am listed as a driver. Is this legal? I wnt to make sure I am covered if something happens

claim against driver or owner insurance?
by Guest »
Guest

I don't have collision coverage for my car, since it's an old one. The other night while I was driving, I smashed into a car which was coming out of the alley. The car was my wife's !! And the front suffered quite a bit of damage. She has got all kinds of coverage like liability, collision, comprehensive and all. Whose insurance will pay?

Parked car hit by drunk rental bus driver
by Guest »
Guest

My 2011 Rav4 was hit along with 4 other parked cars by a rented bus. The driver was arrested for DUI and list of other charges. He plead guilty to DUI and failing to report an accident.

The book value on the Rav4 is $28K and damage was $13K. I went through my own collision for the repairs. I wanted to ask for some advice about a diminished value claim against the at fault insurance company and if that is possible now because I went through my collision coverage for the repair.

contesting annuity?
by Guest »
Guest

so i recieve annuity payments along with my sister. we split our moms annuity 50 50 as beneficiaries upon her death.domiciled in Louisiana she had 2 younger kids who were not added as beneficiary one of which isnt even a US CITIZEN. they now are suing annuity company to try and recieved their forced heir portion of the annuity. Now it is my and the administrators understanding that the annuity is not apart of estate and therefore is not subject to louisiana's "Forced Heir' clause.