Auto Insurance Forum

This is what happened. On 12/15 we knew that our policy was going to expire and unfortunately get canceled. We as soon as we had a paycheck I went to pay for insurance. The agent at the general ( kemper specialty is actually my boyfriends insurance) told me that because the policy had to be reinstated that he would have to come in with his ID and the payment would be $319. Well he wasn't able to go in to the general until 12-27 to pay that amount. Now this time when he went it was a different agent than I had seen but we still knew her also.

I just wrecked my car and is determined to be totaled, however I have a defaulted title loan from 2 years ago, therefore there is a lien on the title. I plan on filing for bankruptcy in a month. Do I have weight to contact the title loan company and offer to settle on a certain amount so they don't get all of the claim?

My daughter, 16 at the time, was leaving school when the car in front of her slammed on breaks. My daugher was far enough behind not to hit that car - the cars behind her however, were not so fortunate. My daughter was rear ended by the car immediately behind her - then 3 other cars were able to stop - then came along the last car and smacked everyone together. My daughter was the only car that did not hit anyone else. The second and the last cars insurance has taken responsibility.

Car damages totaled around $2,200
Missed wages were around $900

I was involved I an accident with a girl with one arm. My insurance called to inform me they found her 100% at fault. Then a few days later my rep called to ask a few other question because she is now disputing her liability! What happens now and what should I do. The pictures I have show no damage to her vehicle and there is no damage to my vehicle either. So I'm not really even sure what would happen.

I was rear ended in Kentucky (I live in Indiana) and my car is a total loss ($3100), the other driver's insurance has claimed liability. I did not sustain any serious injuries, but did go to the er ($1500) to be checked. I had whiplash and was sore for about 2 weeks. Should I ask for pain and suffering compensation as part of the medical claim and if so, how much?

I was rear-ended a little over a year ago and am just now in negotiations to settle with the at-fault party's insurance company. The settlement documents state "bodily injury claim." My health insurance company filed a subrogation claim with the at-fault party's insurance company and so they will send them a check directly out of my settlement and then send me a check for the remaining balance. Out of that balance, I am responsible for paying my chiropractor bills. The remainder is then mine to reimburse for time/travel to and from dr. appts, on-going and future medical costs, etc.

Why does insurance not cover damages if the owner crashes into his own property?

Nearly 17 yrs ago I was excluded from my parents auto policy due to an accident involving my sister and I. I am now 35 and have returned to my folks for a temporary stay. We had agreed that I would be able to use their third vehicle, however, we recently found out that I am still excluded under their policy from the accident when I was 19. Can I be added once again?
Thank you,
Sierra

I hit a pet dog while I was parking. No damage to my car. Should I pay for the vet bills out of my pocket or let my liability cover pay for it?

I am not sure what the final settlement was on my case and would like to find out all information regarding my case and the monies received through the court system. How do I go about doing that?