Auto Insurance Forum

if our car was totaled due to arson and was full covered! But the lein holder wasnt added by agent, who recieves the check for the damages, and by law can the insurance company actually right it out to a lein holder that isnt on the policy!

I was recently in a minor accident and my insurance company (Progressive) assessed the damage to my car at $1,300 - so they gave me a check for ~$800 to get it fixed. I ended up trading the car in and did not repair it first. They said I could turn the check back into them, changing the amount paid for my car to $0. However, the other driver received $1500 for his car.

My insurance company is saying that they cant drop a suspended driver from my policy because of oregon law prevents them. If true can you me the exact law and when it was enacted.

can anyone explain me the difference between issue age and attained age policies?

do i need comprehensive and collision coverage for my hyundai elantra 2005 which is owned by me.

My car was involved in a accident which i was not aware since i took off the insurance due to the car needed repairs. i did not give driver permission to drive my car nor do i know him. Now the other car insurance company wants to sue me for damages this person who drove my car and cause accident.

My new car (200 miles) was hit & run. Do I have to pay on my comprehensive($250) deductible or collision (&500) deductible? Also how cod they determine Ito goal or repair the car?

my home was vacant for 6 month,then i moved in and the place burnt am i insured

I leased a car just six months ago. I live in NYC, and my car was flooded from Hurricane Sandy. My insurance company (State Farm) declared it a total loss. I had full coverage and gap insurance. State Farm paid off the car and only gave me $1,400. Now I have to buy or lease a new car; My question is if I have to put another downpayment. Six months ago I gave a $5,000 downpayment and paid $450.00 for each six months. I am planning in getting the same type of vehicle. Is there a way I do not have to give another downpayment?

My auto insurance was due on 12/5/12 and two days later I got into a minor accident (12/7/12). I made a payment via the phone on the 7th. Will I be covered? Is there a grace period?

Thank you