Auto Insurance Forum

Description

Share your doubts about auto insurance, its coverage types and policies and get expert advice for free.

Cars
by Guest »
Guest

My car has been damaged for 3 years. Can I get an insurance if it a second hand type?

Colorado Lien HOlder rights
by Guest »
Guest

I work for credit unions attempting to collect on damages done by vehicle that has been repo'd. I have one claim where the insurance company issued payment only to the insured but the damages were never repaired. they are insinuating that since the lien holder was left off of the application by the insured that they have no responsibility to return the money that is owed to fix the vehicle. the state is colorado and it is hard to believe that they have a ground to stand on. Please help.

Passenger in Read End Collision
by Guest »
Guest

I was the passenger in an accident. 2002 Dodge Stratus (ours) vs Lexus IS-200 (theirs)

The other party hit us pretty hard, we were stopped at the signal and the other party said they hit the gas instead of brake. We were pushed about 1/2 the way through the crosswalk.

Minimal damage to our car because the actual bumper was hit head on. Just needs a new bumper/cover.

PIP and bodily injury claim
by Guest »
Guest

Driver's license expired, the policy didn't. Will the insurer still pay for the PIP and bodily injury?

Regarding bad faith
by Guest »
Guest

I was in a head on accident Oct. 26th on my way to work. I broke my left wrist and hand and have some other minor injuries that are still an issue. I was not at fault for the accident. My car was towed to a local tow yard while I was being rushed to the hospital. I contacted the other drivers company Nov. 5th personally after finally receiving the police report so I knew what company the other driver had. I have phone records and emails from when I notified the company. The adjuster did not contact me until Nov 14. They said it was the first time they heard of my claim.

asking insurance details - scam?
by Guest »
Guest

My dad received a call from an individual yesterday, asking for insurance details. They said he was in accident around 1 month back. Dad is refusing, and we know he's a good driver. I'm worried it might be a scam.