Auto Insurance Forum

Description

Share your doubts about auto insurance, its coverage types and policies and get expert advice for free.

I was involved in a car accident where no one got hurt and t
by Guest »
Guest

They were making a left turn with no turn signal and they didn't brake to let me know they were turning when i saw what they were doing I hit the brakes and slid into them police say they were gonna turn it into the traffic bureau but the owner called and said his son was driving his car and he wanted to take us to small claims court but he was not involved in the accident can he take us even though he was not there

my car was hit the other driver is 100% at fault. options?
by Guest »
Guest

My car was hit by a woman who ran a red light she "t-boned" my car.. This is her fault 100%. I have a 98 toyata camry with over 100,000 miles, the blue book value is around 2400. I was not having to make any payments on my car nor did I have to have full coverage insurance. My car was very reliable and ran very good. What are my options if her insurance only wants to give me 2400 or less? I'm not expecting a brand new car but I won't be able to get a car like mine for that amount.

Value derate on settlement --- total loss with R-title
by Guest »
Guest

How much should the value of a rare "R-Option" 1996 Miata be reduced because it has a Reconstructed title. Accident was not MY fault, but her insurance company wants to significantly derate the value of the settlement because of the R-title.

Dual names
by Guest »
Guest

If a car is registered under two names, how will that affect insurance? Whose record will show the claims?

License suspension for DUI - coverage denied?
by Guest »
Guest

I had my license suspended for a DUI conviction. Didn't need an auto insurance, since didn't have a car after that. Now, it has been two months that I have relocated in Oregon. Will I be denied coverage If I buy a new car?

soft tissue injury
by Guest »
Guest

I was t-boned (100% other driver's fault) 2 years ago. $3900 in damage to car his insurance paid. Have been treated for soft tissue injury to my neck/shoulder. Had MRI, xrays and no cervical damage. Have had 2 rounds of PT & therapeutic massage. Keep getting a knot in shoulder/neck area that has to be massaged out - usually 2 trips to PT. This will be chronic for rest of life - myofascial pain syndrome. I have paid $1000 for copays and deductible. Is $3000 a fair settlement offer?

AUTO CLAIM DENIAL THEFT
by Guest »
Guest

AUTO THEFT FILED UNDER COMPREHENSIVE INSURANCE. FILED WITH POLICE UPON LOSS AND WAITED TO FILE WITH INSURANCE COMPANY LOOKING FOR RECORDS AND WAITING FOR REPORTS. THE COMPANY DENIED LOSS ON THE BASIS WAITED TOO LONG TO FILE. DO I HAVE LEGAL RECOURSE IN STATE OF FLA

AUTO INSURACE CLAIM DENIAL ON THEFT
by Guest »
Guest

MY INSURANCECOMPANYIS DENYING TOTAL LOSS DUE TO CAR THEFT
FOR REPORTING CLAIM 30 DAYS AFTER THEFT. I REPORTED TO POLICE IMMEDIATELY THEN FILED LATE DUE TO LOCATING PAPER WORK. DO I HAVE LEGAL GROUNDS TO SUE FOR LOSS UNDER COMPREHENSIVE PROVISIONS OF AUTO POLICY.