Auto Insurance Forum

Description

Share your doubts about auto insurance, its coverage types and policies and get expert advice for free.

Irreplaceable Auto
by Guest »
Guest

I am obsessed with cost to find a replacement
Volvo 240 1993 sedan red built last month of production. Prior to rearend, Autocheck score 44. One Owner, good enough to compete in "preservation" class.
I have found vins for what may be adequate replacements. But no way to find Owners, And price to buy is anybody's guess. Insurance says I'm crazy. Yes I should have had collector insurance, but I had no Idea it would be near impossible to replace.

My Nephew who was an abandon child since the age of 8 mos ..
by Guest »
Guest

My Nephew who was an abandon child since the age of 8 mos ..he is now 22 yrs old...I took him him and was his Legal guardian/Fostercare provider since 1994 and that is how long i had the policy...when he turned 21, the ins co..sent grown-up police ins forms for us to fill out...we did ,,we signed it and made me beneficiary as I always was and mailed it back ..I have been making automatic payments from my banking acct since 1996..Now he is decease and I call to file a claim and the Ins co.

Is this "apparent" insurance fraud inconsequential
by Guest »
Guest

A friend let a guy borrow her motorcycle. The guy had an accident and totaled the bike but he had only minor injuries. My friend's policy covers both passengers and additional drivers but she forgot about the additional driver coverage. So she lied, stating on a police report which she later filed and on her insurance claim that she was driving the motorcycle so that, she thought, the guy would be covered as passenger even though he was driving by himself. She did not claim she was injured.

Does Liberty pay lost wages?
by Guest »
Guest

I recently had a trailer stole from a business that was performing maintenance. They are located in Oregon and covered by Liberty Mutual. They did not hesitate filing a claim, thank goodness. I use that trailer in my business on a daily basis, without it being replaced I am making no income! I know they are willing to pay for replacement of the trailer; what about the income?

can I get a tag?
by Guest »
Guest

My truck was hit by a young man sliding on ice. His insurance contacted me and then totaled the truck. It is a1995GMC and rough but comfortable for my husband to drive.They paid x amount minus buy back. Now it is time to get my tag. The lady told us we needed repair receipts. My truck is on a small loan as collateral at the bank. I need to get the renewed what do I do.

how about a career change to insurance adjuster in nj?
by Guest »
Guest

I am changing careers and need some flexibility and earnings potential. My goal is a 75k per year income. Does being an insurance adjuster in NJ make sense and how does one learn more about the career path and necessary licenses etc.

THANK YOU!!

PS I am a veteran and am part of the Recovery4Jersey Veterans employment program. Does this program give me a grant for going independent as an adjuster