Auto Insurance Forum

Description

Share your doubts about auto insurance, its coverage types and policies and get expert advice for free.

Totaled Highly Moded Jeep
by Guest »
Guest

My 2012 Jeep Wrangler Unlimited was totaled. The other driver has accepted full liability.

I had an additional $4,000 of coverage to pay for the roughly $10k in aftermarket parts.

I need some help deciding what to do next and keep getting different answers.

Should the other insurance company pay all of the additions to my Jeep if I provide receipts?

If not, can I take off the mods and replace with OEM items?

Should I buy the totaled Jeep and take off the add ons and then sell the Jeep as salvage?

stored vehicle
by Guest »
Guest

Can I get comprehensive insurance for a stored vehicle in ca without a drivers license?

Age 45/ no medical condition - I just have money in the bank
by Guest »
Guest

Age 45/ no medical condition - I just have money in the bank earning 0.0 % and no plan to use it in the near future... Can I. Buy a plan (which plan ?) and enter that money as initial payment... So I can earn some $ (interest on the plan..) and if I am alive at 60 then receive that money back plus interest???

I received a letter in 4/2014 for notice of non-renewal reas
by Guest »
Guest

I have been with insurance company since 1986. I have prior claim on policy due to burglary and hailstorm. I was told by my agent that was not the reason underwriter terminated insurance policy, it was due to conditions stated on letter. When I received this letter I went to the agent, he came out and stated he did not see any areas of concern about the roof and he would send a message to whomever. I had the repairs done in 06/2014 insurance was still terminated.

Are You One of the 29.7 Million Uninsured Drivers in America
by Guest »
Guest

The following article was written by Jay Blickstein at Insurance Networking News, August 6, 2014. http://www.insurancenetworking.com/news/claims/1-in-8-motorists-uninsured-says-irc-report-34730-1.html?utm_campaign=daily-aug%205%202014&utm_medium=email&utm_source=newsletter&ET=insurancenetworking%3Ae2901018%3A80762a%3A&st=email

Single story home with attic
by Guest »
Guest

Single story home with attic that really only has access from a closet and through a port hole covered by a 2x2 foot piece of plywood. Insured wanted to sell home and during inspection. Inspector found mildew or mold in the attic on the underside of the sheathing. Do you believe an HO 3 policy would take care of this? To me, it was hidden from view but for others, they might not consider it hidden. Maybe I need to know the definition of hidden?? There is mold coverage on the policy with a limit of 10,000.

Car repo
by Guest »
Guest

My car got repoed due to a past due balance of 896.40. Today I payed 400 towards my bill, also I received my car insurance check to fix damages on the vehical is there a way I would be able to use the check to pay the remaining balance. To recover my vehicle. Will the bank cash the check with my name on it without the Lein holder name on it. Also what does it mean a hold on the car insurance check and will not deposit in my account.

ohio state requirements for stored motor scooter
by Guest »
Guest

what are the state laws for a stored motor scooter? do we need ins while in garage awaiting sale? my husband is 79 yrs old and not going to ride anymore, does not want plates on it and does not want to pay for ins when not in use, what can we do? what should we do? he does not want to be illegal?