Auto Insurance Forum

Description

Share your doubts about auto insurance, its coverage types and policies and get expert advice for free.

Should I bother with small claims?
by Guest »
Guest

Hello,

I was in a non-injury auto accident. I can provide lots of details, but essentially I was waiting to make a right turn and the driver to my left turned right and side-swiped the front corner of my car causing several thousand dollars worth of damage.

The police report puts the other driver at fault. Unequivocally stating that the statements by both drivers and the nature of the damages support naming that driver at fault.

Her insurance company has flatly denied my claim. I do not carry collision coverage.

Minimum deductible?
by Guest »
Guest

I don't have enough money to keep paying my student loans and auto loan payments. Moreover, I also have to take out an auto insurance for my vehicle. Could you please tell me about the minimum deductible amount that I can pay my lender in order to take out an auto insurance within my affordability?

PIP about to get a haircut in Florida
by Guest »
Guest

From Insurance Networking News 3-10-2104:

New laws designed to reduce loss cost volatility and claims fraud in the Florida no-fault auto insurance system, commonly referred to as PIP, which stands for personal injury protection, would be a credit positive for property/casualty insurers, according to Fitch Ratings.

Among all U.S. states, Florida has generated the fifth-worst direct underwriting results in private passenger automobile insurance in the five-year period from 2008 to 2012.

My daughter was a passenger in a truck when hit from behind.
by Guest »
Guest

My daughter was a passenger in a truck hit from behind. She is a triathlete & ranked 2nd in Okla. She has been unable to train or compete. She has had 32 trips to the chiropractor totaling $4900, $7 each trip in fuel. Her future in racing is uncertain. She is only 20 yrs old. The motorist that hit them was insured

How do companies assess risk?
by Guest »
Guest

I personally find the auto insurance industry not up to the mark with the way they charge insurance premiums. Could you please tell me about the number of factors that the auto insurance companies take into account while assessing the risk of the borrower?

UIM in Texas
by Guest »
Guest

I was injured in an automobile accident a little over a year ago. Trying to settle the claims process right now for B.I. The person who hit me was driving someone else's car whose carrier has already tendered policy limits of 30k, as to the person who hit me their insurance company is working their part of the B.I. claim right now and most likely will also pay the policy limits of 30k. At this time my medical bills are about 30k with future cost to come for more surgery.

Can I
by Guest »
Guest

My lawyer is trying to end my car accident case to receive his payment even though I still need to continue treatment with the hospital and is not yet ready to be discharge. I felt that my lawyer wanted to end this so he can end the case just to receive his payment. If I want to change my lawyer will I be charge for any fees?