Auto Insurance Forum

Determine your budget
With low interest rates on auto loans, it’s a great time to buy, but first you need to set a budget. Decide how much you want to put down upfront and then what you’d feel comfortable paying monthly. It’s important not to just consider the price of the car itself; you also take a look at all the costs associated with the car. Be sure to factor in the cost of gasoline, maintenance, and auto insurance. You also should investigate the cost of repairs and tires.

I got 2 ticket's and need proof of Insurance.

Yesterday while I was getting back from my office, my car's backlights went off. I was minutes away from home so I didn't bother finding out the reason and kept driving. Suddenly a truck smashed mine from behind and when I confronted, he replied that he couldn't see as my backlights were off. How ridiculous!!! The guy left the place immediately. However, I've penned down the number of his trucker. My question is can I sue him for the same? Whose insurance is responsible for the compensation?

: My car is an ecomonic total loss yet drivable.The damage is front bumper airbag.I have sentimental attachment. I am undecided on whether to salvage or take buy out. Adjuster says I have 1 year to decide claim. I want time to be clear on my decision. I want take car to my house. I can get estimates.I can shop for replacement with value of buyout or salvage then decide best deal. Ultimately if i salvage I would use money to buy best car and park sentimental one until I can fix one day. Does it make sense? Is insurance company giving truth on time limit? I want to take 3 months to decide.

I have taken Maxworth life insurance policy 10 years back. Now I want to close the policy. What are the benefits I can get and what is the method if I want to surrender? Please clarify. Thanks.

Take a few minutes of your time and look at [link deleted per TOU]. The site is totally free, we're just trying to share some information that may open a few eyes around the country.

My 2011 Optima was totaled; no fault of mine. NADA shows 18325.00 as the value. I was offered 18325. Should I hold for a day and just to see what happens.

How could I know what my auto insurance score is? I’m already paying $63 each month for my policy that is with Geico. Would I be able to get it lowered if my score appears as good?

Yesterday, while I was driving in downtown Chicago, a street dog suddenly came before my car as it was running like a freak. As I tried to save it, I hit a post nearby. I’ve both collision and comprehensive with Allstate. Now my question is under which should I file my claim? Thanks.

Well today I can honestly say I have been through a nightmare that would surpass hard labor childbirth. I was rear ended as I was exiting off the interstate coming home from work on June 27, 2011. This day changed my life forever. It has been 2 1/2 years since that day and I have over $35,000 in medical bills treating my soft tissue injuries. At the time of the accident, I was having some immune system disorder problems that I had been dealing with and seeking treatment for and was put on an immunosuppressive drug to try to help with the symptoms I was having.