Auto Insurance Forum

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Share your doubts about auto insurance, its coverage types and policies and get expert advice for free.

USAA denied auto claim
by Guest »
Guest

We have been denied an auto claim because we also with it listed in the accident prior damages to make it a one stop fix but my insurance company denied it. It took over 2 months to get denied. First I got an adjustment from my personal adjuster and USAA said they'll send out their personal adjuster because the price of fixing my vehicle seemed a little too high. The USAA adjuster then told me they can only cover the back damages so he only did the adjustment for that so they made a direct deposit.

Both insurance companies are denying liability
by Guest »
Guest

What can I do (in Indiana) if both insurance companies are denying liability after an accident? No police report was filed and no fault was determined. My son slipped on ice and ended up spinning around and facing the opposite direction of the traffic flow when he finally stopped. He was on I-65, a four lane interstate. After he had come to a stop, another vehicle hit him on the driver's side rear quarter panel. The police officer said that if he had to fill out a report, he would have to give the other driver (not my son) a ticket.

Which is the best and most affordable car insurance?
by Guest »
Guest

Right now I am paying $2,399 for 2 cars.They said it is high because my 19 year old daughter is added as a occasional driver. My spouse and me both have a clean record and we are driving a 2009 Chevy Traverse and the other car is a 2010 Cobalt.

Is my car totaled?
by Guest »
Guest

My Volkswagen Jetta was hit by a two ton truck hauling medical equipment. The guy driving the truck was just trying to overtake me and then suddenly came close and hit in the front. The left front wheel has been crushed into the frame. The axle too is perhaps broken. Some of the front bumper is also bent and broken including the left headlight. The front door is also slightly off frame but I’m safe though suffered some minor injuries. I purchased the car in 2007 and as per KBB it is valued at about $12k. I have GAP coverage. Do you think the car will be treated as totaled?

How to save on insurance for a teenage driver?
by Guest »
Guest

Paying insurance for a teenager can be an expensive affair. Most parents do not know that they can take advantage of discounts offered by insurance companies and get low auto insurance rates. Check out some 5 simple ways to get teenage auto insurance discounts.

1. Students who perform really well in school are offered attractive discounts by some insurance companies.

2. By enrolling your child in a safe-driving course, you will get a great discount.

repaired 2011 Kia Forte
by Guest »
Guest

I am trying to determine the best option available to me, after getting my vehicle back from Safeco's preferred body shop, with a severe transmission fluid leak. The transmission did not leak at all prior to the accident. Safeco claims the transmission had to be damaged prior to the accident. Since the car could not be driven, and I had to have transportation, I paid $2260.00 out of pocket to have the transmission replaced. The insurance company has taken the position that since the transmission didn't take a direct hit, the busted transmission casing had to have been previously broken.

Rear ended by drunk driver: Can I ask for punitive damages?
by Guest »
Guest

I was stopped at a red light when a drunk driver approached at 45 mph behind me, never hit his brakes, and struck my car, pushing my car into 3 other cars. The drivers seat back of my 2001 Toyota Camry failed (broke) and I was slammed down and back in the seat. My head extended over the head rest and my neck was violently snapped backward I was transported by ambulance and suffer a C5 fracture as well as vertebrae dislocation. The drunk was not injured. My orthopedic surgeon (he fixed a broken leg 5 years ago) said my injuries will not require surgery.

i have full coverage that includes collision damage i hit a
by Guest »
Guest

pothole at night it did damage to my transmission they refuse to fix it say they cant see damage. I ay 768 dollars every 6mth. they only paid towing.an 3weeks rental. my wife is disabled.an they gave me an the mechanic a very hard time an claims adjuster very nasty over the phone. its been three weeks dealing with them what can I do