Auto Insurance Forum

My insurance company repaid my deductible after the case was settled. Two weeks later they sent me a check in the same amount. I called them up, and they said there is no mistake. Now, 10 months later they are asking me for the money back. Do I need to repay them?

I was involved in a minor fender-bender in a gas station parking lot (I backed into someone). So, I filed a claim with my insurance company because the other guy wanted his repairs covered. His repairs were covered by my insurance company and I've heard nothing else regarding his side/repairs. I got the estimate on my car done but at the time I couldn't commit to a repair shop because I couldn't cover the deductible. So, the insurance company issued a check for the repairs (minus the deductible amount) in my name only. I do currently have a lein holder, I don't own the car out right.

If I just bought vehicle and didn't register and was in accident, can they hold me responsible. It was stolen and got wrecked..

I totaled my car the first month of my six month paid policy. I didn't have a vehicle to insure during those remaining five months as I didn't replace my car until six months later. When I asked my insurer if they could just credit those five months to my renewal policy, they said that they were not able to remove my vehicle from my policy as it was the only vehicle listed. I needed to contact my agent that he is the only person that can remove the vehicle from my policy. They can assist by offering to verify with my agent that my vehicle was deemed a total loss and the date of loss.

I went to a State Farm’s office today to get a quote for my car and I was surprised to see that the quote provided by them was almost double the price I got online (from State Farm’s website). Not only this, the benefits that the agent gave me is worse than what was said online. Is this something very common or I’m missing something? I thought both the quotes would be same!!

I’ve had comprehensive auto insurance for the last 8 years. The starting value of the vehicle was around $20K. The current trade-in-value is $6K ($8K private party value) as per Kelley Blue Book (KBB). In case the car totals, I’ve enough to get a new one. Should I consider canceling the comprehensive coverage? Would it make good financial sense?

My son is about to get his license so I figured this was a good time to review my insurance coverage and I've been pricing out different companies. So far I've looked at:

State Farm
Allstate
Nationwide
Progressive
USAA
Geico
MetLife

and quite possibly a few others that I don't recall. I've found that Geico is the cheapest by ~$300/year.

Anyone have experiences with them? Will they be a hassle to deal with if I need to deal with them? I've had to deal with State Farm twice and they were great both times.

Recently I was involved in an accident. The person at fault was ticketed for running a stop sign and also for not having auto insurance. My vehicle was declared totaled by my insurance company and we settled for a price that is less the deductible. The person who was at fault chose not to have any insurance on it and drove in a reckless manner. But because of this I have to pay for the deductible. The insurance company would certainly try to set up a repayment for their loss on the vehicle and my deductible. Odds of them getting any money from the uninsured person is slim and none.

Should I keep paying more for auto insurance just because I’m a male? I find this very unfair and sexist!! I’m not a stereotype male but how can I prove this? Would this do any difference? Do I have a legal case opposing this policy?

what will be the surrender value ?