Auto Insurance Forum

Description

Share your doubts about auto insurance, its coverage types and policies and get expert advice for free.

Denied claim on total loss and financed
by Guest »
Guest

Without going into too much detail, I filed an insurance claim for a stolen vehicle and the claim was subsequently denied by the insurance company. I won't go into the reason. But I am now on the hook for the balance of the car with my finance company which is about 17K. The finance company does not know of the loss yet but they were informed of my cancelling my policy. Now they are sending me letters stating I need to provide coverage for a vehicle that does not exist anymore. What are my options? I am sure once I tell them of the loss they will want a lump sum of the entire balance.

Taxi/Cab Insurance
by Guest »
Guest

Is anybody aware of a good carrier doing taxi (livery) insurance? Any response would be appreciated.

Autoinsurance renewal
by Guest »
Guest

Last Friday, Eric and I were installing a suspension component in my car. Once we were done with the thing, we took it for a spin. While Eric was driving, he lost control of it and butchered a mailbox. Police showed up in the place and he received a reckless driving ticket.

Hi, my son has joined the Air Force and will be leaving soon
by Guest »
Guest

Hi, my son has joined the Air Force and will be leaving soon, we live in NC and he will be leaving for TX where he will be for the next year or so. Can I drop him from our policy once he leaves, he will eventually get his own insurance in TX

we had a wind storm
by Guest »
Guest

we had a wind storm here Sreveport,La and the ins. inspeator came out to look at my roof.and they only want to do just the front part of it.but this going to make my value go down.and patio is cover and its made out of tin and my garage got a cover patio on the side of it and he siaid it had hail damage to

PIP or Bodily Injury Protection?
by Guest »
Guest

Hi Experts! Could anybody tell me the difference between Personal Injury Protection (PIP) and Bodily Injury Protection? I did some research and came to know that PIP covers the medical expenses of the insured along with others in the same vehicle and also the people who are injured in the accident. On the other hand, Bodily Injury Protection only provides coverage for injury to people other than the insured. Am I correct? If yes, then PIP is better than BI. If not, what is the actual scenario?

Streetlight collapsed on car
by Guest »
Guest

My car was parked in a safe-way and suddenly a streetlight collapsed on it. The thing is almost totaled. Would I get appropriate coverage since I've all the basic liabilities and riders mandatory in my state?

Car hit pothole in foggy weather
by Guest »
Guest

I’ve just started driving and you can call me an amateur driver. It’s my wife’s car that I drive. I do have a license and my name is included in her policy. Yesterday, it was quite foggy and the visibility was almost zero, and for that I was driving very slow. Suddenly my car hit a pothole and got some serious damages in the bumpers and fenders. I also experienced some injuries but they are not so serious. My question is that would the insurance provider offer coverage for the damages or decline by saying that I am a novice driver and the fault was mine. Btw, I’m in New Orleans.